Credit union · NCUA insured
Southern Lakes Credit Union Auto Loan Rates
Southern Lakes Credit Union auto loan rates start at 4.91% APR. Rates checked October 16, 2026.
How Southern Lakes Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kenosha, WI, where Southern Lakes Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Southern Lakes Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
BCU
4.34%APR
- Terms
- 37–75 months
2nd-lowest rate
Educators CU
4.80%APR
- Terms
- 36–84 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Titled Vehicles
If married and residing in Wisconsin, spousal information is required regardless of whether the spouse will be a co-applicant.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.91% | Monthly payment is $18.83 per $1,000 borrowed. |
| up to 72 months | 4.91% | Monthly payment is $16.06 per $1,000 borrowed. |
| up to 84 months | 5.41% | Monthly payment is $14.33 per $1,000 borrowed. |
Sources (5)
- southernlakescu.org/auto-new
- southernlakescu.org/loans
- southernlakescu.org/loans/auto-loans
- southernlakescu.org/auto
- southernlakescu.org/rates
All captured Oct 7, 2026
Who can join Southern Lakes Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live and/or work in Kenosha, Walworth, Milwaukee, Racine, Rock, or Waukesha counties in Wisconsin, or Lake or McHenry counties in Illinois are eligible for membership.
Employers and groups
- Employees of specified businesses and organizations (Kenosha News, United Communications Corporation Kenosha-based, Modine Manufacturing Company, Pioneer Products, Inc., Petersen Machine, US Competition Arms, Inc., Letsch Mfg., Inc., Kolar Arms, Inc., St. Edward's Church in Racine, or St. Lucy's Catholic Church in Racine) are eligible for membership.
Military, government and schools
- Employees of Kenosha Unified School District, Gateway Technical College, or Carthage College's Kenosha Campus are eligible for membership.
Family and household
- Any member of the immediate family of any existing member may become a member of the Credit Union.
Other ways
- Members of specified listed churches in Wisconsin are eligible to join.
- Members of the Harley Owners Group in Wisconsin or Illinois are eligible for membership.
Cost to join
- A $5.00 minimum deposit is required to establish a membership account.
Membership information collected October 5, 2026.