Bank · FDIC insured
Simmons Bank
A $24.7B bank, the 87th largest of 4,207, headquartered in Pine Bluff, AR, with 224 branches in 6 states. Best rates: CDs 3.65% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website.
- CDs—3.65%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Simmons Bank
Simmons Bank was founded in 1903 and operates as a wholly owned subsidiary of Simmons First National Corporation.
Headquartered in Pine Bluff, Arkansas, the bank operates 220 branches across Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.
- Headquarters
- 501 S Main St, Pine Bluff, AR 71601
- FDIC certificate
- 3890 ↗
Branches
224 branches in 6 states
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Arkansas
67 branchesMissouri
47 branches
St. Louis area · 18
- Chesterfield Branch17263 Wild Horse Creek Rd, Chesterfield, MO 63005Directions
- St. Louis Forsyth Branch7800 Forsyth Blvd, Clayton, MO 63105Directions
- Des Peres Branch11781 Manchester Rd, Des Peres, MO 63131Directions
- Fenton Branch1000 S Highway Dr, Fenton, MO 63026Directions
- Florissant Branch1001 Howdershell Rd, Florissant, MO 63031Directions
- Frontenac Branch10301 Clayton Rd, Frontenac, MO 63131Directions
- Manchester Branch611 Big Bend Rd, Manchester, MO 63021Directions
- O'Fallon Mo Branch2455 Highway K, O'Fallon, MO 63368Directions
- Creve Coeur East Branch9769 Olive Blvd, St. Louis, MO 63132Directions
- Kingshighway At Urban League Branch1408 N Kingshighway Blvd, St. Louis, MO 63113Directions
- St. Louis Clayton Road Branch8151 Clayton Rd, St. Louis, MO 63117Directions
- St. Louis Concord Branch5401 S Lindbergh Blvd, St. Louis, MO 63123Directions
- St. Louis Crestwood Branch9945 Watson Rd, St. Louis, MO 63126Directions
- St. Louis Normandy Branch7151 Natural Bridge Rd, St. Louis, MO 63121Directions
- St. Louis Oakville Branch5739 Telegraph Rd, St. Louis, MO 63129Directions
- St. Louis The Grove Branch4301 Manchester Ave, St. Louis, MO 63110Directions
- St. Peters Branch6100 Mexico Rd, St. Peters, MO 63376Directions
- Wentzville Branch985 Wentzville Pkwy, Wentzville, MO 63385Directions
Springfield area · 7
- Marshfield Branch1350 Spur Dr, Marshfield, MO 65706Directions
- Nixa Branch701 W Mount Vernon St, Nixa, MO 65714Directions
- Ozark Hwy J Branch1401 W. Highway J., Ozark, MO 65721Directions
- Springfield National Branch4625 S National Ave, Springfield, MO 65810Directions
- Springfield Primrose Branch1414 E Primrose St, Springfield, MO 65804Directions
- Springfield Sunshine Branch2809 E Sunshine St, Springfield, MO 65804Directions
- Springfield West Bypass Branch210 N West Byp, Springfield, MO 65802Directions
Columbia area · 6
- Columbia Cherry Hill Branch1900 S Scott Blvd, Columbia, MO 65203Directions
- Columbia Downtown Branch801 E Broadway, Columbia, MO 65201Directions
- Columbia Rock Bridge Branch109 E Nifong Blvd, Columbia, MO 65203Directions
- Columbia Route B Branch3100 Paris Rd, Columbia, MO 65202Directions
- Columbia Stadium West Branch202 N Stadium Blvd, Columbia, MO 65203Directions
- Columbia Stephen'S Park Branch1904 E Broadway, Columbia, MO 65201Directions
West Plains area · 3
- Mountain View, Mo Branch105 W 6th St, Mountain View, MO 65548Directions
- West Plains Branch1802 E State Route K, West Plains, MO 65775Directions
- Willow Springs Branch925 East Highway 60 Business, Willow Springs, MO 65793Directions
Kansas City area · 2
- Kansas City Downtown Branch1200 Grand Boulevard, Kansas City, MO 64106Directions
- Lees Summit Branch1800 Se Blue Pkwy, Lee's Summit, MO 64063Directions
Branson area · 1
- Branson Hwy 248 Branch1540 State Highway 248, Branson, MO 65616Directions
Cabool area · 1
- Cabool Branch800 Ozark St, Cabool, MO 65689Directions
Crane area · 1
- Crane Branch203 Pirate Ln, Crane, MO 65633Directions
El Dorado Springs area · 1
- El Dorado Springs Branch1406 S State Highway 32, El Dorado Springs, MO 64744Directions
Houston area · 1
- Houston Branch1458 S Sam Houston Blvd, Houston, MO 65483Directions
Joplin area · 1
- Joplin Range Line Branch2350 S Range Line Rd, Joplin, MO 64804Directions
Lockwood area · 1
- Lockwood Branch401 E 4th St, Lockwood, MO 65682Directions
Mount Vernon area · 1
- Mt Vernon Branch500 E Mount Vernon Blvd, Mount Vernon, MO 65712Directions
Reeds Spring area · 1
- Reeds Spring Branch21159 Main St, Reeds Spring, MO 65737Directions
Sedalia area · 1
- Sedalia Branch818 Thompson Blvd, Sedalia, MO 65301Directions
Stockton area · 1
- Stockton Branch14 Public Sq, Stockton, MO 65785Directions
Texas
44 branchesTennessee
42 branchesOklahoma
19 branchesKansas
5 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.18% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.21% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.18%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Simmons Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.