Bank · FDIC insured
Simmons Bank
A $24.7B bank, the 87th largest of 4,207, headquartered in Pine Bluff, AR, with 224 branches in 6 states. Best rates: CDs 3.65% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website.
- CDs—3.65%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Simmons Bank
Simmons Bank was founded in 1903 and operates as a wholly owned subsidiary of Simmons First National Corporation.
Headquartered in Pine Bluff, Arkansas, the bank operates 220 branches across Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.
- Headquarters
- 501 S Main St, Pine Bluff, AR 71601
- FDIC certificate
- 3890 ↗
Branches
224 branches in 6 states
Loading map…
Arkansas
67 branchesMissouri
47 branchesTexas
44 branchesTennessee
42 branchesOklahoma
19 branches
Oklahoma City area · 6
- Chickasha Branch500 W Grand Ave, Chickasha, OK 73018Directions
- Edmond Branch1601 S Kelly Ave, Edmond, OK 73013Directions
- Oklahoma City Capitol Hill Branch3131 S Shields Blvd, Oklahoma City, OK 73129Directions
- Oklahoma City Classen Branch2523 N Classen Blvd, Oklahoma City, OK 73106Directions
- Oklahoma City South Penn Branch9921 S Pennsylvania Ave, Oklahoma City, OK 73159Directions
- Oklahoma City Waterford Branch6301 Waterford Blvd, Oklahoma City, OK 73118Directions
Stillwater area · 3
- Stillwater 19th & Sangre Branch1908 S Sangre Rd, Stillwater, OK 74074Directions
- Stillwater 6th & Main Branch608 S Main St, Stillwater, OK 74074Directions
- Stillwater Osu Branch110 South Hester Street, Stillwater, OK 74078Directions
Durant area · 2
- Durant Main Branch900 W Main St, Durant, OK 74701Directions
- Durant University Branch2611 W University Blvd, Durant, OK 74701Directions
Madill area · 2
- Madill Branch128 Plaza, Madill, OK 73446Directions
- Madill Motor Bank Branch208 E Taliaferro St, Madill, OK 73446Directions
Ada area · 1
- Ada Branch1616 Arlington St, Ada, OK 74820Directions
Ardmore area · 1
- Ardmore Branch2525 N Commerce St, Ardmore, OK 73401Directions
Davis area · 1
- Davis Branch1300 E Main St, Davis, OK 73030Directions
Tishomingo area · 1
- Tishomingo Branch111 W Main St, Tishomingo, OK 73460Directions
Tulsa area · 1
- Tulsa 15th & Utica Branch1500 S Utica Ave, Tulsa, OK 74104Directions
Wynnewood area · 1
- Wynnewood Branch201 S Dean A Mcgee Ave, Wynnewood, OK 73098Directions
Kansas
5 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.18% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.21% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.18%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Simmons Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.