Bank · FDIC insured
Simmons Bank
A $24.7B bank, the 87th largest of 4,207, headquartered in Pine Bluff, AR, with 224 branches in 6 states. Best rates: CDs 3.65% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website.
- CDs—3.65%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Simmons Bank
Simmons Bank was founded in 1903 and operates as a wholly owned subsidiary of Simmons First National Corporation.
Headquartered in Pine Bluff, Arkansas, the bank operates 220 branches across Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.
- Headquarters
- 501 S Main St, Pine Bluff, AR 71601
- FDIC certificate
- 3890 ↗
Branches
224 branches in 6 states
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Arkansas
67 branchesMissouri
47 branchesTexas
44 branchesTennessee
42 branches
Memphis area · 10
- Arlington, Tn Branch5810 Airline Rd, Arlington, TN 38002Directions
- Atoka Branch11300 Highway 51 S, Atoka, TN 38004Directions
- Collierville Houston Levee Branch3607 S Houston Levee Rd, Collierville, TN 38017Directions
- Collierville Poplar Branch1130 W Poplar Ave, Collierville, TN 38017Directions
- Germantown West Farmington Branch7550 W Farmington Blvd, Germantown, TN 38138Directions
- Crescent Center Branch6075 Poplar Avenue, Memphis, TN 38119Directions
- Memphis Binghampton Branch510 Tillman Street, Suite 101, Memphis, TN 38112Directions
- Memphis Downtown Branch400 S Main St, Memphis, TN 38103Directions
- Memphis Elvis Presley Branch4134 Elvis Presley Blvd, Memphis, TN 38116Directions
- Memphis Poplar Pointe Branch5699 Poplar Ave, Memphis, TN 38119Directions
Nashville area · 10
- Brentwood 201 Franklin Road Branch201 Franklin Road, Brentwood, TN 37027Directions
- Franklin Alexander Plaza Branch1203 Murfreesboro Rd, Franklin, TN 37064Directions
- Franklin Downtown Branch198 E Main St Ste 100, Franklin, TN 37064Directions
- Franklin Mallory Lane Branch3000 Mallory Lane, Franklin, TN 37067Directions
- Gallatin Branch1135 Nashville Pike, Gallatin, TN 37066Directions
- Goodlettsville Branch300 Northcreek Blvd, Goodlettsville, TN 37072Directions
- Hendersonville Main Branch291 E Main St, Hendersonville, TN 37075Directions
- Nashville Bellevue Branch7114 Highway 70 S, Nashville, TN 37221Directions
- Nashville Gulch Union Branch1222 Demonbreun St, Nashville, TN 37203Directions
- White House Branch117 Raymond Hirsch Pkwy, White House, TN 37188Directions
Jackson area · 4
- Humboldt Branch2628 N Central Ave, Humboldt, TN 38343Directions
- Jackson Hwy 45 Branch1862 Highway 45 Byp, Jackson, TN 38305Directions
- Jackson Oil Well Branch480 Oil Well Rd, Jackson, TN 38305Directions
- Jackson South Highland Branch1955 S Highland Ave, Jackson, TN 38301Directions
Martin area · 3
- Dresden Hwy 22 Branch8798 Tennessee Highway 22, Dresden, TN 38225Directions
- Martin Branch106 University St, Martin, TN 38237Directions
- Sharon Branch142 E Main St, Sharon, TN 38255Directions
Brownsville area · 2
- Brownsville Motor Branch1519 E Main St, Brownsville, TN 38012Directions
- Brownsville West Main Branch308 W Main St, Brownsville, TN 38012Directions
Dyersburg area · 2
- Dyersburg Main Branch205 N Main Ave, Dyersburg, TN 38024Directions
- Dyersburg Parr Branch2310 Parr Ave, Dyersburg, TN 38024Directions
Union City area · 2
- Kenton Branch107 N Poplar St, Kenton, TN 38233Directions
- Union City Branch100 E Reelfoot Ave, Union City, TN 38261Directions
Knoxville area · 2
- Kingston Branch202 N Kentucky St, Kingston, TN 37763Directions
- Maryville Foothills Branch710 S Foothills Plaza Dr, Maryville, TN 37801Directions
Bolivar area · 1
- Bolivar Branch809 W Market St, Bolivar, TN 38008Directions
Cleveland area · 1
- Cleveland Branch86 Stuart Rd Ne, Cleveland, TN 37312Directions
Lexington area · 1
- Lexington Branch347 W Church St, Lexington, TN 38351Directions
Madisonville area · 1
- Madisonville Branch4299 Highway 411, Madisonville, TN 37354Directions
Middleton area · 1
- Middleton Branch741 S Main St, Middleton, TN 38052Directions
Sweetwater area · 1
- Sweetwater Branch805 New Highway 68, Sweetwater, TN 37874Directions
Vonore area · 1
- Vonore Branch1215 Highway 411, Vonore, TN 37885Directions
Oklahoma
19 branchesKansas
5 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.18% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.21% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.18%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Simmons Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.