Bank · FDIC insured
Simmons Bank
A $24.7B bank, the 87th largest of 4,207, headquartered in Pine Bluff, AR, with 224 branches in 6 states. Best rates: CDs 3.65% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website.
- CDs—3.65%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Simmons Bank
Simmons Bank was founded in 1903 and operates as a wholly owned subsidiary of Simmons First National Corporation.
Headquartered in Pine Bluff, Arkansas, the bank operates 220 branches across Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.
- Headquarters
- 501 S Main St, Pine Bluff, AR 71601
- FDIC certificate
- 3890 ↗
Branches
224 branches in 6 states
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Arkansas
67 branches
Little Rock area · 21
- Benton Branch1323 Military Rd, Benton, AR 72015Directions
- Bryant Branch3109 N Reynolds Rd, Bryant, AR 72022Directions
- Cabot Branch202 S Rockwood Dr, Cabot, AR 72023Directions
- Conway Oak Branch414 Oak St, Conway, AR 72032Directions
- Conway Salem Branch600 Salem Rd, Conway, AR 72034Directions
- Hensley Branch20622 Arch Street Pike, Hensley, AR 72065Directions
- Little Rock Baseline Branch6712 Baseline Rd, Little Rock, AR 72209Directions
- Little Rock Chenal Hq Branch17901 Chenal Pkwy, Little Rock, AR 72223Directions
- Little Rock Colony West Branch10300 N Rodney Parham Rd, Little Rock, AR 72227Directions
- Little Rock Downtown Motor Bank Branch924 Broadway At I-630, Little Rock, AR 72201Directions
- Little Rock Downtown Tower Branch425 W Capitol Ave, Little Rock, AR 72201Directions
- Little Rock Financial Centre Branch11525 Financial Centre Pkwy, Little Rock, AR 72211Directions
- Little Rock Heights Branch5500 Kavanaugh Blvd, Little Rock, AR 72207Directions
- Little Rock Hillcrest Branch2800 Kavanaugh Blvd, Little Rock, AR 72205Directions
- Little Rock Otter Creek Branch10425 Stagecoach Rd, Little Rock, AR 72210Directions
- Little Rock Plaza Branch4220 N Rodney Parham Rd, Little Rock, AR 72212Directions
- Little Rock River Market Branch601 E 3rd St, Little Rock, AR 72201Directions
- Little Rock University Branch5601 S University Ave, Little Rock, AR 72209Directions
- Maumelle Branch201 Carnahan Dr, Maumelle, AR 72113Directions
- North Little Rock Lakewood Branch2401 Crestwood Rd, North Little Rock, AR 72116Directions
- North Little Rock Levy Branch3901 Camp Robinson Rd, North Little Rock, AR 72118Directions
Pine Bluff area · 8
- Simmons BankMain office501 S Main St, Pine Bluff, AR 71601Directions
- Pine Bluff Branch501 S Main St, Pine Bluff, AR 71601Directions
- Pine Bluff E Harding Branch1400 E Harding Ave, Pine Bluff, AR 71601Directions
- Pine Bluff Oak Park Branch2628 W 28th Ave, Pine Bluff, AR 71603Directions
- Pine Bluff University Branch1704 University Dr, Pine Bluff, AR 71601Directions
- Pine Bluff Watson Chapel Branch3803 Camden Rd, Pine Bluff, AR 71603Directions
- Pine Bluff White Hall Branch8107 Dollarway Rd, White Hall, AR 71602Directions
- White Hall Sheridan Rd Branch1305 Robin Rd, White Hall, AR 71602Directions
Fayetteville area · 8
- Bentonville Branch1411 S Walton Blvd, Bentonville, AR 72712Directions
- Fayetteville Crossover Branch2025 N Crossover Rd, Fayetteville, AR 72703Directions
- Fayetteville Joyce Street Branch4033 N Shiloh Dr, Fayetteville, AR 72703Directions
- Fayetteville Mlk Branch3111 W Martin Luther King Jr Blvd, Fayetteville, AR 72704Directions
- Lincoln Branch117 Boyer Ave, Lincoln, AR 72744Directions
- Rogers Eighth Street Branch111 N 8th St, Rogers, AR 72756Directions
- Rogers New Hope Branch3975 W New Hope Rd, Rogers, AR 72758Directions
- Springdale Sunset Branch2832 W Sunset Ave, Springdale, AR 72762Directions
Jonesboro area · 4
- Jonesboro Caraway Branch1720 S Caraway Rd, Jonesboro, AR 72401Directions
- Jonesboro Mid-City Branch501 W Washington Ave, Jonesboro, AR 72401Directions
- Jonesboro Southwest Drive Branch711 Southwest Dr, Jonesboro, AR 72401Directions
- Weiner Branch202 Ritter St, Weiner, AR 72479Directions
El Dorado area · 3
- El Dorado Timberlane Branch535 S Timberlane Dr, El Dorado, AR 71730Directions
- El Dorado West Grove Branch100 W Grove St, El Dorado, AR 71730Directions
- Strong Branch9652 Strong Hwy, Strong, AR 71765Directions
Fort Smith area · 3
- Fort Smith Albert Pike Branch4200 Rogers Ave, Fort Smith, AR 72903Directions
- Fort Smith South Branch2305 S Zero St, Fort Smith, AR 72901Directions
- Fort Smith Stonewood Branch7324 Rogers Ave, Fort Smith, AR 72903Directions
Hot Springs area · 3
- Hot Springs Albert Pike Branch1431 Albert Pike Rd, Hot Springs, AR 71913Directions
- Hot Springs Malvern Branch2350 Malvern Ave, Hot Springs, AR 71901Directions
- Hot Springs Werner Branch100 Werner St, Hot Springs, AR 71913Directions
Russellville area · 2
- Russellville North Arkansas Branch800 N Arkansas Ave, Russellville, AR 72801Directions
- Russellville Valley Park Branch3079 E Main St, Russellville, AR 72802Directions
Charleston area · 1
- Charleston Branch521 E Main St, Charleston, AR 72933Directions
Clarksville area · 1
- Clarksville Branch1100 S Rogers St, Clarksville, AR 72830Directions
Clinton area · 1
- Clinton Branch1783 Highway 65 S, Clinton, AR 72031Directions
Dermott area · 1
- Dermott Branch108 E Speedway St, Dermott, AR 71638Directions
Dumas area · 1
- Dumas Branch400 Highway 65 S, Dumas, AR 71639Directions
Hamburg area · 1
- Hamburg Branch612 S Main St, Hamburg, AR 71646Directions
Lake Village area · 1
- Lake Village Branch728 North Highway 65, Lake Village, AR 71653Directions
Mammoth Spring area · 1
- Mammoth Springs Branch165 Main Street, Mammoth Spring, AR 72554Directions
Marshall area · 1
- Marshall Branch300 Highway 65 N, Marshall, AR 72650Directions
Monticello area · 1
- Monticello Branch473 Highway 425 N, Monticello, AR 71655Directions
Mountain View area · 1
- Mountain View, Ar Branch205 Sylamore Avenue, Mountain View, AR 72560Directions
Ozark area · 1
- Ozark Branch100 W Commercial St, Ozark, AR 72949Directions
Paragould area · 1
- Paragould Branch205 Linwood Dr, Paragould, AR 72450Directions
Searcy area · 1
- Searcy Main Branch401 S Main St, Searcy, AR 72143Directions
Star City area · 1
- Star City Branch300 N Lincoln Ave, Star City, AR 71667Directions
Missouri
47 branchesTexas
44 branchesTennessee
42 branchesOklahoma
19 branchesKansas
5 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.18% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.21% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.18%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Simmons Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.