Bank · FDIC insured
Shore United Bank Savings Rates
A $6.1B bank, the 242nd largest of 4,207, headquartered in Easton, MD, with 40 branches in 3 states.
How Shore United Bank’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where Shore United Bank has the most branches. $10,000, best rate first.
This bank’s best
Shore United Bank
4.08%APY
- Requires
- Conditions apply
- Minimum
- $25,000
- Earns on $10,000 a year
- —
Premium Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Money Market
Up to 4.08%APY
Must maintain a Premium Checking account to open; otherwise rates and terms may change with at least 30 days' notice. New money (funds not currently on deposit at Shore United Bank) required to open and receive disclosed terms. Must maintain a minimum daily balance of $25,000.00 each day to obtain the disclosed APY. Balances under $25,000 earn no interest. After the six-month premium period, the rate is determined from the Effective Federal Funds Rate with stated floors; the interest rate may change every day and will never be less than 0.000%.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $100,000Premium interest rate for six months on the entire balance. Table APY 2.07% is blended with the post-premium rate, not a single-period APY. | 4.08% | — | Premium interest rate for six months on the entire balance. Table APY 2.07% is blended with the post-premium rate, not a single-period APY. |
| $25,000 – $100,000Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 2.07% is blended, not this period's APY. After six months the rate equals EFFR minus 3.75%, with a 0.10% minimum. | 0.13% | — | Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 2.07% is blended, not this period's APY. After six months the rate equals EFFR minus 3.75%, with a 0.10% minimum. |
| $100,000 – $250,000Premium interest rate for six months on the entire balance. Table APY 2.32% is blended with the post-premium rate, not a single-period APY. | 4.08% | — | Premium interest rate for six months on the entire balance. Table APY 2.32% is blended with the post-premium rate, not a single-period APY. |
| $100,000 – $250,000Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 2.32% is blended, not this period's APY. After six months the rate equals EFFR minus 3.25%, with a 0.10% minimum. | 0.63% | — | Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 2.32% is blended, not this period's APY. After six months the rate equals EFFR minus 3.25%, with a 0.10% minimum. |
| $250,000 – $500,000Premium interest rate for six months on the entire balance. Table APY 2.57% is blended with the post-premium rate, not a single-period APY. | 4.08% | — | Premium interest rate for six months on the entire balance. Table APY 2.57% is blended with the post-premium rate, not a single-period APY. |
| $250,000 – $500,000Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 2.57% is blended, not this period's APY. After six months the rate equals EFFR minus 2.75%, with a 0.10% minimum. | 1.14% | — | Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 2.57% is blended, not this period's APY. After six months the rate equals EFFR minus 2.75%, with a 0.10% minimum. |
| $500,000 – $1,000,000Premium interest rate for six months on the entire balance. Table APY 3.07% is blended with the post-premium rate, not a single-period APY. | 4.08% | — | Premium interest rate for six months on the entire balance. Table APY 3.07% is blended with the post-premium rate, not a single-period APY. |
| $500,000 – $1,000,000Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 3.07% is blended, not this period's APY. After six months the rate equals EFFR minus 1.75%, with a 0.20% minimum. | 2.15% | — | Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 3.07% is blended, not this period's APY. After six months the rate equals EFFR minus 1.75%, with a 0.20% minimum. |
| $1,000,000 – $1,500,000Premium interest rate for six months on the entire balance. Table APY 3.44% is blended with the post-premium rate, not a single-period APY. | 4.08% | — | Premium interest rate for six months on the entire balance. Table APY 3.44% is blended with the post-premium rate, not a single-period APY. |
| $1,000,000 – $1,500,000Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 3.44% is blended, not this period's APY. After six months the rate equals EFFR minus 1.00%, with a 0.30% minimum. | 2.92% | — | Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 3.44% is blended, not this period's APY. After six months the rate equals EFFR minus 1.00%, with a 0.30% minimum. |
| $1,500,000 and upPremium interest rate for six months on the entire balance. Table APY 3.57% is blended with the post-premium rate, not a single-period APY. | 4.08% | — | Premium interest rate for six months on the entire balance. Table APY 3.57% is blended with the post-premium rate, not a single-period APY. |
| $1,500,000 and upListed interest rate after the six-month premium period, paid on the entire balance. Stated APY 3.57% is blended, not this period's APY. After six months the rate equals EFFR minus 0.75%, with a 0.50% minimum. | 3.18% | — | Listed interest rate after the six-month premium period, paid on the entire balance. Stated APY 3.57% is blended, not this period's APY. After six months the rate equals EFFR minus 0.75%, with a 0.50% minimum. |
Sources (2)
- shoreunitedbank.com/personal/premium-money-market · captured Sep 19, 2026
- shoreunitedbank.com/assets/files/dbUs3MYx · captured Oct 8, 2026
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