Credit union · NCUA insured
ServU Credit Union Credit Card Rates
ServU Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How ServU Credit Union’s credit card rates compare
Compared with banks and credit unions near Corning, NY, where ServU Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
ServU Credit Union
11.99%APR
Classic Visa Card
Lowest rate
Steuben Citizens FCU
10.90%APR
2nd-lowest rate
First Heritage Federal Credit Union
11.50%APR
ServU Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ServU Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa Card
Credit limits up to $15,000. No annual fee. Cash advances have the same interest rate as regular purchases. Balance transfer fee: 2.00% ($5.00 minimum). Foreign transaction fee: 1.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 2.49% | None | Special promotional purchase rate of 2.49% APR on qualifying purchases posted between October 1, 2026 and December 31, 2026. Rate is valid for the life of the balance. Not valid on cash advances, balance transfers or convenience checks. |
| Ongoing | 2.49% | None | Promotional Visa Balance Transfer Rate. Balance transfer fee is 2.00% of each balance transfer ($5.00 minimum). |
| Ongoing | 11.99% | None | Regular Purchase APR is 11.99% (monthly periodic rate of 0.9992%). |
Rewards Visa Card
Credit limits up to $20,000. Earn 1 point for every dollar spent on qualifying transactions with no cap.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74% | None | Variable APR based on Prime Rate plus a margin of 6.99%. APR will never be greater than 18.00%. Subject to quarterly change. Periodic rates section states Purchase APR is 14.49% (daily periodic rate of 0.0397%). |
Sources (3)
- servucu.com/bank/cards/visa-credit-card
- servucu.com/bank/cards/visa-rewards-card
- servucu.com/borrow/rates
All captured Oct 16, 2026
Who can join ServU Credit Union
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