Credit union · NCUA insured
Steuben Citizens FCU Credit Card Rates
Steuben Citizens FCU credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Steuben Citizens FCU’s credit card rates compare
Compared with banks and credit unions near Corning, NY, where Steuben Citizens FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Steuben Citizens FCU
10.90%APR
Visa Gold credit card
2nd-lowest rate
First Heritage Federal Credit Union
11.50%APR
3rd-lowest rate
ServU Credit Union
11.99%APR
Steuben Citizens FCU credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Steuben Citizens FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic credit card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | — |
Sources (1)
- steubencitizensfcu.com/loan-center · captured Oct 7, 2026
Visa Gold credit card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | — |
Sources (1)
- steubencitizensfcu.com/loan-center · captured Oct 7, 2026
Who can join Steuben Citizens FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Steuben County, as well as businesses and other legal entities located in Steuben County, are eligible for membership.
Family and household
- Immediate family and household of existing members are eligible for membership.
Cost to join
- Opening a membership/savings account requires a one-time $1 entrance fee.
- Savings accounts require a $5 minimum balance.
Membership information collected October 5, 2026.