Credit union · NCUA insured
ServU Credit Union Savings Rates
ServU Credit Union’s best savings rate is 0.50% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How ServU Credit Union’s savings rates compare
Compared with banks and credit unions near Corning, NY, where ServU Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ServU Credit Union
0.50%APY
- Minimum
- $5
- Earns on $10,000 a year
- $50
Savings Account
Top rate
Five Star Bank
2.75%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $275
3rd-highest rate
First Heritage Federal Credit Union
0.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $25
ServU Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ServU Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Account
0.50%APY
Membership starts with a savings account. Only $5 required to open and maintain the account. Dividends are paid quarterly. 24/7 access with a Visa Debit card.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAccurate as of the last dividend declaration date. Dividends paid quarterly.$5 and up | 0.50% | $50 | Accurate as of the last dividend declaration date. Dividends paid quarterly. |
Special-purpose accounts
Christmas Club
0.50%APY
Set aside funds specifically for the holiday season. On the second Tuesday in October, funds are automatically transferred into your savings account. Minimum balance and deposit of $0.01.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Earns dividends quarterly. Accurate as of the last dividend declaration date.Over $0 | 0.50% | $50 | Earns dividends quarterly. Accurate as of the last dividend declaration date. |
Miscellaneous Club
0.50%APY
Can be customized and named for personal use (e.g., Vacation Club, Taxes Club, Medical Bills Club). Minimum balance and deposit of $0.01.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Earns dividends quarterly. Accurate as of the last dividend declaration date.Over $0 | 0.50% | $50 | Earns dividends quarterly. Accurate as of the last dividend declaration date. |
Summer Club
0.50%APY
Save for summer expenses; ideal for teachers. Funds are available during the school year if an emergency arises. Minimum balance and deposit of $0.01.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Earns dividends quarterly. Accurate as of the last dividend declaration date.Over $0 | 0.50% | $50 | Earns dividends quarterly. Accurate as of the last dividend declaration date. |
Who can join ServU Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.