Credit union · NCUA insured
Securityplus Federal Credit Union Credit Card Rates
Securityplus Federal Credit Union credit cards start at 13.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Securityplus Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Baltimore, MD, where Securityplus Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Securityplus Federal Credit Union
13.75%APR
Platinum Rewards Visa
Lowest rate
APG Federal Credit Union
7.00%APR
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
Securityplus Federal Credit Union credit card score
64
Credit card score
Higher than 12% of U.S. banks and credit unions
- Purchase APRPurchase APR13.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Securityplus Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Visa
Credit limits up to $20,000. No annual fee. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 4.99% | None | Introductory rate of 4.99% APR on purchases and balance transfers made within 12 months of credit card issue date. |
| Ongoing | 13.50% | None | Rate is Prime + 6.75%. Variable rate based on the Prime Rate published in The Wall Street Journal, adjusting monthly on the first day of each month. Subject to creditworthiness. Rate changes may not take effect until 60 days after review. |
Share Secured Visa
Share Savings on deposit are pledged as collateral. Credit limit up to $5,000. No annual fee. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | Rate is Prime + 5.00%. Variable rate based on the Prime Rate published in The Wall Street Journal, adjusting monthly on the first day of each month. |
Signature Rewards Visa
Credit limits range from $5,000 to $20,000. Balance transfer fee of 2.50% (minimum $250.00). No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases and balance transfers made within 12 months of account opening. |
| Ongoing | 14.75% | None | Rate is Prime + 8.00%. Variable rate based on the Prime Rate published in The Wall Street Journal, adjusting monthly on the first day of each month. Subject to creditworthiness. Rate changes may not take effect until 60 days after review. |
Student Visa
Designed for students age 18-24. Proof of income, or a qualified co-applicant required for students under age 21. Credit lines of $500 to $1,500. No annual fee. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | Rate is Prime + 5.00%. Variable rate based on the Prime Rate published in The Wall Street Journal, adjusting monthly on the first day of each month. |
Who can join Securityplus Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.