Credit union · NCUA insured
SECU Credit Union Credit Card Rates
SECU Credit Union credit cards start at 13.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How SECU Credit Union’s credit card rates compare
Compared with banks and credit unions near Baltimore, MD, where SECU Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SECU Credit Union
13.74%APR
- Up to
- 21.74% APR
SECU FirstRate Visa® Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
- Up to
- —
SECU Credit Union credit card score
65
Credit card score
Higher than 13% of U.S. banks and credit unions
- Purchase APRPurchase APR13.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SECU Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
SECU Cash Back Visa® Credit Card
Membership required; credit approval required. Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases made from date of account opening for the first 12 months. |
| Ongoing | 16.24%–24.00% | None | Standard purchase rate based on creditworthiness; variable with market based on Prime Rate (Prime + 9.24% to 17.24%). |
Sources (1)
- secumd.org/personal/credit-cards/credit-card-disclosures · captured Oct 15, 2026
SECU FirstRate Visa® Credit Card
Membership required; credit approval required. Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Introductory APR on purchases for the first 12 months when you open your account. |
| Ongoing | 13.74%–21.74% | None | Standard purchase rate based on creditworthiness; variable with market based on Prime Rate. |
Sources (1)
- secumd.org/personal/credit-cards/credit-card-disclosures · captured Oct 15, 2026
SECU Rewards Visa® Credit Card
Membership required; credit approval required. Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases made from date of account opening for the first 12 months. |
| Ongoing | 15.74%–23.74% | None | Standard purchase rate based on creditworthiness; variable with market based on Prime Rate (Prime + 8.74% to 16.74%). |
Sources (1)
- secumd.org/personal/credit-cards/credit-card-disclosures · captured Oct 15, 2026
SECU Secured Visa® Credit Card
Membership required; credit approval required. Fund a savings account opened by you to secure your card once approved. Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.74% | None | Purchase APR; variable with market based on Prime Rate (Prime + 9.74%). |
Sources (1)
- secumd.org/personal/credit-cards/credit-card-disclosures · captured Oct 15, 2026
SECU Signature Visa® Credit Card
Membership required; credit approval required. Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Introductory APR on purchases for the first 12 months when you open your account. |
| Ongoing | 16.24%–24.00% | None | Standard purchase rate based on creditworthiness; variable with market based on Prime Rate. |
Sources (1)
- secumd.org/personal/credit-cards/credit-card-disclosures · captured Oct 15, 2026
SECU Starter Visa® Credit Card
Membership required; credit approval required. Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.74% | None | Purchase APR; variable with market based on Prime Rate (Prime + 11.74%). |
Sources (1)
- secumd.org/personal/credit-cards/credit-card-disclosures · captured Oct 15, 2026
SECU Student Visa® Credit Card
Designed for students; membership required; credit approval required. Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.74% | None | Purchase APR; variable with market based on Prime Rate (Prime + 11.74%). |
Sources (1)
- secumd.org/personal/credit-cards/credit-card-disclosures · captured Oct 15, 2026
UMD Affinity Visa® Credit Card
Official Credit Card of the Maryland Terrapins. Membership required; credit approval required. Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Introductory APR on purchases for the first 12 months when you open your account. |
| Ongoing | 16.24%–24.00% | None | Standard purchase rate based on creditworthiness; variable with market based on Prime Rate. |
Sources (1)
- secumd.org/personal/credit-cards/credit-card-disclosures · captured Oct 15, 2026
Who can join SECU Credit Union
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