Credit union · NCUA insured
Seattle Credit Union Credit Card Rates
Seattle Credit Union credit cards start at 10.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Seattle Credit Union’s credit card rates compare
Compared with banks and credit unions near Seattle, WA, where Seattle Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Seattle Credit Union
10.49%APR
- Up to
- 25.49% APR
Platinum Rewards Visa Credit Card
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
Seattle Credit Union credit card score
81
Credit card score
Higher than 55% of U.S. banks and credit unions
- Purchase APRPurchase APR10.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Seattle Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Visa Credit Card
No annual fee. Variable APR based on creditworthiness. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.49%–25.49% | None | Standard variable purchase APR based on creditworthiness. No interest charged on purchases if entire balance owed is paid each month within 25 days of statement closing date. No annual fee. |
| Ongoing | 0.00% | None | Promotional balance transfer rate of 0.00% APR valid for transfers made between 2/18/2026 and 11/18/2026. Rate ends midnight 11/18/2026, after which remaining balance reverts to standard variable APR. Subject to credit approval; minimum transaction amount $25.00; balance transfer fee of 2.49% ($15.00 minimum) applies. |
Sources (3)
All captured Oct 4, 2026
VISA Platinum Secured
Secured credit card providing a credit line secured by funds on deposit in a Seattle Credit Union savings account ($250, $500, or $750 deposit). Funds held for duration account remains open. Not eligible for promotional balance transfer offer.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.49%–25.49% | None | Standard variable purchase APR based on creditworthiness. No interest charged on purchases if entire balance owed is paid each month within 25 days of statement closing date. Credit line secured by savings deposit of $250, $500, or $750. |
Sources (3)
All captured Oct 4, 2026
Who can join Seattle Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the state of Washington.
Family and household
- Membership is open to family of eligible members.
Membership information collected October 4, 2026.