Credit union · NCUA insured
Seattle Credit Union Auto Loan Rates
Seattle Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked October 22, 2026.
How Seattle Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Seattle Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Seattle Credit Union
5.74%APR
- Terms
- up to 60 months
- Up to
- —
Auto & Motorcycle Loans (New or Used, Models 10 Years and Newer)
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Seattle Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Seattle Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto & Motorcycle Loans (New or Used, Models 10 Years and Newer)
Rate displayed is based on an auto loan with an 80% LTV and a vehicle less than 10 years old with fewer than 125,000 miles at the time of financing. Rates reflect: subtract 0.25% for hybrid/electric vehicles, add 1.00% for LTV > 80%, add 1.25% for model years 10 years old and older, add 1.25% for vehicles with more than 125,000 miles. No payments for up to 60 days. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.74% | As low as rate for 36 month term. Maximum loan amount $150,000. Estimated monthly payment per $1,000 is $30.31. |
| up to 48 months | 5.74% | As low as rate for 48 month term. Maximum loan amount $150,000. Estimated monthly payment per $1,000 is $23.37. |
| up to 60 months | 5.74% | As low as rate for 60 month term. Maximum loan amount $150,000. Estimated monthly payment per $1,000 is $19.22. |
| up to 72 months | 5.74% | As low as rate for 72 month term. Maximum loan amount $150,000. Estimated monthly payment per $1,000 is $16.46. |
| up to 84 months | 6.24% | As low as rate for 84 month term. Maximum loan amount $150,000. Estimated monthly payment per $1,000 is $14.49. |
Sources (1)
- seattlecu.com/vehicle-loans/auto · captured Oct 15, 2026
Who can join Seattle Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the state of Washington.
Family and household
- Membership is open to family of eligible members.
Membership information collected October 4, 2026.