America's Credit Union Credit Card Rates

How America's Credit Union’s credit card rates compare

Compared with banks and credit unions near Seattle, WA, where America's Credit Union has the most branches. Ongoing purchase APR, lowest first.

89

Credit card score

Higher than 87% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where America's Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Credit builder card for members with fair credit. ACU membership required. Subject to credit approval.

Applies to	APR	Annual fee	Conditions
Ongoing	15.99%	None	Fixed APR on new purchases. Subject to credit approval.
Ongoing	11.99%	None	Fixed APR for balance transfers per loan and credit card rate schedule. All loans subject to credit approval.

Sources (3)

All captured Oct 15, 2026

ACU membership required. Subject to credit approval.

Applies to	APR	Annual fee	Conditions
Ongoing	9.79%–18.00%	None	Variable APR on new purchases based on creditworthiness when you open your account; varies with the market based on the Prime Rate.

Sources (3)

All captured Oct 15, 2026

ACU membership required. Subject to credit approval.

Applies to	APR	Annual fee	Conditions
Ongoing	8.79%–18.00%	None	Variable APR on new purchases based on creditworthiness when you open your account; varies with the market based on the Prime Rate.

Sources (3)

All captured Oct 15, 2026

This may be incomplete or out of date, so check with the credit union before you apply.

ACU membership is open to any individuals or businesses located in the Pacific Northwest.
Anyone who lives, works, or worships in the Pacific Northwest can be a member.

Active, retired, and reservist members of the armed forces across the Northwest are welcome to join ACU.

Membership information collected October 4, 2026.