Credit union · NCUA insured
Seagoville FCU Auto Loan Rates
Seagoville FCU auto loans start at 4.25% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Seagoville FCU’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where Seagoville FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Seagoville FCU
4.25%APR
- Terms
- up to 72 months
New Cars, Trucks, Vans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
Seagoville FCU auto loan score
89
Auto loan score
Higher than 85% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Seagoville FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Cars, Trucks, Vans
Rate received is based on individual credit score. An existing or new Checking Account with Seagoville Federal Credit Union qualifies for a 1/4% rate reduction on new loans. No payments required on collateralized loans for up to 60 days.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.50% | Fixed APR. |
| up to 48 months | 3.75% | Fixed APR. |
| up to 60 months | 4.00% | Fixed APR. $15,000 minimum Sticker Price. |
| up to 72 months | 4.25% | Fixed APR. $25,000 minimum Sticker Price. |
| up to 84 months | 4.50% | Fixed APR. $40,000 minimum Sticker Price. |
Sources (1)
- seagovillefcu.com/loans/loan-rates · captured Oct 6, 2026
Used Cars, Trucks, Vans
Rate received is based on individual credit score. An existing or new Checking Account with Seagoville Federal Credit Union qualifies for a 1/4% rate reduction on new loans. No payments required on collateralized loans for up to 60 days.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 4.00% | Fixed APR. |
| up to 24 months | 4.25% | Fixed APR. |
| up to 36 months | 4.50% | Fixed APR. |
| up to 48 months | 4.75% | Fixed APR. On $15,000 and over. |
| up to 60 months | 5.00% | Fixed APR. On $25,000 and over. |
| up to 72 months | 5.25% | Fixed APR. On $25,000 and over. |
Sources (1)
- seagovillefcu.com/loans/loan-rates · captured Oct 6, 2026
Who can join Seagoville FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this credit union are eligible to join.
Military, government and schools
- Civilian or military full time, permanent employees of the US Army Reserve in Seagoville, Texas are eligible to join.
- Employees of the Federal Bureau of Prisons, Consolidated Employee Services Center who work in or are paid or supervised from Grand Prairie, Texas are eligible to join.
- Employees of the Federal Bureau of Prisons Designations and Sentence Computation Center who work in or are paid or supervised from Grand Prairie, Texas are eligible to join.
- Employees of City of Seagoville, Texas who work in or are paid or supervised from Seagoville, Texas are eligible to join.
- Employees of the US Department of Justice and US Public Health Service who work at the Federal Correctional Institution in Seagoville, Texas are eligible to join.
6 more ways to join
Military, government and schools
- Permanent employees of the Post Office Department who work at the Seagoville Post Office are eligible to join.
- Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
- Employees of the Texas Vocational Rehabilitation Agency who work at the Federal Correctional Institution in Seagoville, Texas are eligible to join.
Family and household
- Members of the immediate families of qualifying persons are eligible to join.
- Spouses of persons who died while within the field of membership of this credit union are eligible to join.
Other ways
- Organizations of eligible persons are eligible to join.
Membership information collected October 5, 2026.