Bank · FDIC insured
Savers Bank Auto Loan Rates
Savers Bank auto loans start at 6.72% APR for a new vehicle and 7.17% for a used one. Rates checked October 15, 2026.
How Savers Bank’s auto loan rates compare
Compared with banks and credit unions near Worcester, MA, where Savers Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Savers Bank
6.72%APR
- Terms
- up to 60 months
- Up to
- 9.97% APR
- Discount
- None included
Auto Loans
Lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Leominster Employees Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Savers Bank auto loan score
62
Auto loan score
Higher than 6% of U.S. banks and credit unions
- New vehicleNew6.72%
- Used vehicleUsed7.17%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Savers Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Serving Massachusetts, Connecticut and Rhode Island customers. Finance up to 100% of sales price on new vehicles or 100% of NADA retail value on used vehicles. Subject to credit approval. Refinancing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.17%–10.42% | New - (Under 1,000 Miles). Amount financed 100% of NADA retail value. Lowest advertised APRs assume excellent personal credit history; actual APR may differ based on credit history and other underwriting requirements. Terms of repayment: $15.18 / $16.82 per $1000 borrowed. Subject to credit approval. |
| up to 60 months | 6.72%–9.97% | Auto (2024 - New). Amount financed 100% of NADA retail value. Lowest advertised APRs assume excellent personal credit history; actual APR may differ based on credit history and other underwriting requirements. Terms of repayment: $19.67 / $21.23 per $1000 borrowed. Subject to credit approval. |
| up to 72 months | 7.17%–10.42% | Auto (2024 - New). Amount financed 100% of NADA retail value. Lowest advertised APRs assume excellent personal credit history; actual APR may differ based on credit history and other underwriting requirements. Terms of repayment: $17.13 / $18.74 per $1000 borrowed. Subject to credit approval. |
| up to 60 months | 7.17%–10.42% | Auto (2021 - 2023). Amount financed 100% of NADA retail value. Lowest advertised APRs assume excellent personal credit history; actual APR may differ based on credit history and other underwriting requirements. Terms of repayment: $19.88 / $21.45 per $1000 borrowed. Subject to credit approval. |
| up to 72 months | 7.67%–10.92% | Auto (2021 - 2023). Amount financed 100% of NADA retail value. Lowest advertised APRs assume excellent personal credit history; actual APR may differ based on credit history and other underwriting requirements. Terms of repayment: $17.37 / $18.99 per $1000 borrowed. Subject to credit approval. |
| up to 60 months | 7.67%–10.92% | Auto (2017 - 2020). Amount financed 100% of NADA retail value. Lowest advertised APRs assume excellent personal credit history; actual APR may differ based on credit history and other underwriting requirements. Terms of repayment: $20.12 / $21.70 per $1000 borrowed. Subject to credit approval. |
| up to 36 months | 8.17%–11.42% | Auto (2016 - Older). Amount financed 100% of NADA retail value. Lowest advertised APRs assume excellent personal credit history; actual APR may differ based on credit history and other underwriting requirements. Terms of repayment: $31.41 / $32.94 per $1000 borrowed. Subject to credit approval. |
Sources (2)
All captured Oct 5, 2026
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