Credit union · NCUA insured
Leominster Employees Federal Credit Union Auto Loan Rates
Leominster Employees Federal Credit Union auto loans start at 4.24% APR for a new vehicle and 4.24% for a used one. Rates checked October 15, 2026.
How Leominster Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Worcester, MA, where Leominster Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Leominster Employees Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New / Used Auto Loans
Lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
3rd-lowest rate
Worcester Fire Dept Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- None included
Leominster Employees Federal Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew4.24%
- Used vehicleUsed4.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Leominster Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New / Used Auto Loans
Membership eligibility required. There is a $3.00 Application Fee for all loans, unless otherwise noted. Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.24% | Model Year 2027 - 2023. Includes 1.00% discount for automatic monthly payment. |
| up to 72 months | 4.74% | Model Year 2027 - 2023. Includes 1.00% discount for automatic monthly payment. |
| up to 84 months | 5.24% | Model Year 2027 - 2023. For qualified vehicles and borrowers only. Includes 1.00% discount for automatic monthly payment. |
| up to 60 months | 4.74% | Model Year 2020 & Older. Includes 1.00% discount for automatic monthly payment. |
Sources (3)
All captured Oct 7, 2026
New / Used Motorcycle Loans
Membership eligibility required. There is a $3.00 Application Fee for all loans, unless otherwise noted. Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. Used Vehicle rates are based on J.D. Power book value. 100% financing available for qualified vehicles. All rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.74% | Model Year 2027 - 2023. Includes 1.00% discount for automatic monthly payment. |
| up to 72 months | 6.24% | Model Year 2027 - 2023. Includes 1.00% discount for automatic monthly payment. |
| up to 60 months | 6.24% | Model Year 2022 - 2021. Includes 1.00% discount for automatic monthly payment. |
| up to 60 months | 6.74% | Model Year 2020 & Older. Includes 1.00% discount for automatic monthly payment. |
Who can join Leominster Employees Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.