Credit union · NCUA insured
Sabine Federal Credit Union Savings Rates
Sabine Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How Sabine Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Beaumont, TX, where Sabine Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sabine Federal Credit Union
0.20%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $20
Savings Account
Top rate
Chevron Federal Credit Union
3.15%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $315
2nd-highest rate
5Point Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Sabine Federal Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sabine Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Account
0.20%APY
Establish membership at Sabine FCU. Dividends earned daily and posted monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.20% | $20 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Christmas Club
0.20%APY
Dedicated savings account for gift-giving and other expenses. Dividends earned daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Oct 6, 2026
IRA
0.20%APY
Open an IRA savings account with choice of Traditional, Roth, or Coverdell IRA. Rollovers from 401(k) accepted.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Oct 6, 2026
Who can join Sabine Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to people who live, work, worship, or attend school in Hardin, Jasper, Jefferson, Newton, Orange, and Tyler County, Texas.
Employers and groups
- Eligibility is open to current and past employees of Sabine Federal Credit Union.
- Eligibility is open to employees of businesses and other legal entities located in Hardin, Jasper, Jefferson, Newton, Orange, and Tyler County, Texas.
Family and household
- Eligibility is extended to the immediate families, households, and organizations of qualifying members.
Other ways
- Eligibility is open to members of record of Sabine Federal Credit Union and Orange County Employees Credit Union.
- Eligibility is open to anyone who actively serves in the communities where Sabine Federal Credit Union operates.
Membership information collected October 5, 2026.