Credit union · NCUA insured
Sabine Federal Credit Union Auto Loan Rates
Sabine Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 9.00% for a used one. Rates checked October 16, 2026.
How Sabine Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Beaumont, TX, where Sabine Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sabine Federal Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 14.25% APR
New or Used Auto Loan
Lowest rate
CommonCents CU
3.50%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Gulf Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- —
Sabine Federal Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed9.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sabine Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Used Autos
Loans available to qualified members only. Rates subject to change at any time without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 9.00%–18.00% | Term of 72 months or less. |
Sources (1)
- sabinefcu.org/auto-loans · captured Oct 6, 2026
New or Used Auto Loan
Qualified members only. Rates subject to change at any time without notice. Harley Davidson Motorcycles included.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.00%–14.00% | Term: 36 months or less. |
| up to 48 months | 4.25%–14.25% | Term: 48 months or less. |
| up to 60 months | 4.25%–14.25% | Term: 60 months or less. |
| up to 72 months | 4.50%–14.50% | Term: 72 months or less. |
| up to 84 months | 5.50%–15.50% | Term: 84 months or less. |
Sources (1)
- sabinefcu.org/auto-loans · captured Oct 6, 2026
Who can join Sabine Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to people who live, work, worship, or attend school in Hardin, Jasper, Jefferson, Newton, Orange, and Tyler County, Texas.
Employers and groups
- Eligibility is open to current and past employees of Sabine Federal Credit Union.
- Eligibility is open to employees of businesses and other legal entities located in Hardin, Jasper, Jefferson, Newton, Orange, and Tyler County, Texas.
Family and household
- Eligibility is extended to the immediate families, households, and organizations of qualifying members.
Other ways
- Eligibility is open to members of record of Sabine Federal Credit Union and Orange County Employees Credit Union.
- Eligibility is open to anyone who actively serves in the communities where Sabine Federal Credit Union operates.
Membership information collected October 5, 2026.