Credit union · NCUA insured
Roswell CU Credit Card Rates
Roswell CU credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Roswell CU’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Roswell CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Roswell CU
10.90%APR
Visa Platinum
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Roswell CU credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Roswell CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.90% | None | Fixed rate. |
| Ongoing | 7.99% | None | Promotional rate. Offer does not include current RCU credit card balances. Fee of 4% or $10, whichever is greater, applies. $300 minimum balance to qualify for 7.99% promotion. |
| Ongoing | 14.90% | None | — |
Sources (2)
All captured Oct 7, 2026
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate. |
| Ongoing | 7.99% | None | Promotional rate. Offer does not include current RCU credit card balances. Fee of 4% or $10, whichever is greater, applies. $300 minimum balance to qualify for 7.99% promotion. |
| Ongoing | 10.90% | None | — |
Sources (2)
All captured Oct 7, 2026
Who can join Roswell CU
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