Credit union · NCUA insured
Riverside Community FCU Savings Rates
Top CarrotRiverside Community FCU’s best savings rate is 0.20% APY on $10,000, with its Regular Share/Savings Account. Rates checked October 15, 2026.
How Riverside Community FCU’s savings rates compare
Compared with banks and credit unions near Marion, IN, where Riverside Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Riverside Community FCU
0.20%APY
- Minimum
- $5
- Earns on $10,000 a year
- $20
Regular Share/Savings Account
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Horizon Bank
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Riverside Community FCU savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Riverside Community FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share/Savings Account
0.20%APY
Required initial account when joining Riverside Community FCU. Active accounts have no service charge.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
- riversidecommunityfcu.org/inde…saving-certificate-rates
- riversidecommunityfcu.org/index.php/savings-accounts
All captured Sep 18, 2026
Special-purpose accounts
IRA Share Savings
1.00%APY
Available as Traditional IRA, Roth IRA, or Coverdell Education Savings Account (Educational IRA). Established by any working member meeting eligibility criteria. Dividends paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance is required for an IRA Savings.Any balance | 1.00% | $100 | No minimum balance is required for an IRA Savings. |
Sources (2)
- riversidecommunityfcu.org/inde…saving-certificate-rates
- riversidecommunityfcu.org/inde…retirement-accounts-iras
All captured Sep 18, 2026
Christmas Club
0.20%APY
Deposits can be made in any amount through payroll deduction, perfect teller, or over the counter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
- riversidecommunityfcu.org/index.php/club-accounts
- riversidecommunityfcu.org/inde…saving-certificate-rates
All captured Sep 18, 2026
Escrow Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
- riversidecommunityfcu.org/index.php/club-accounts
- riversidecommunityfcu.org/inde…saving-certificate-rates
All captured Sep 18, 2026
Funds Manager Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
- riversidecommunityfcu.org/index.php/club-accounts
- riversidecommunityfcu.org/inde…saving-certificate-rates
All captured Sep 18, 2026
Kids Club
0.20%APY
For kids under 13 years old. Accounts pay dividends each month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
- riversidecommunityfcu.org/index.php/club-accounts
- riversidecommunityfcu.org/inde…saving-certificate-rates
All captured Sep 18, 2026
Special Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
- riversidecommunityfcu.org/index.php/club-accounts
- riversidecommunityfcu.org/inde…saving-certificate-rates
All captured Sep 18, 2026
Vacation Club
0.20%APY
Members may withdraw from this account at any time without penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance is required.Any balance | 0.20% | $20 | No minimum balance is required. |
Sources (2)
- riversidecommunityfcu.org/index.php/club-accounts
- riversidecommunityfcu.org/inde…saving-certificate-rates
All captured Sep 18, 2026
Who can join Riverside Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, goes to school, or worships in Grant County, Indiana.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships) and household members (persons living in the same residence maintaining a single economic unit) are eligible to join.
Cost to join
- A $5 deposit opens a share savings account to establish membership.
Membership information collected October 5, 2026.