Credit union · NCUA insured
Riverside Community FCU Auto Loan Rates
Top CarrotRiverside Community FCU auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 15, 2026.
How Riverside Community FCU’s auto loan rates compare
Compared with banks and credit unions near Marion, IN, where Riverside Community FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Riverside Community FCU
4.49%APR
- Terms
- up to 66 months
- Up to
- —
Vehicle Rates
Lowest rate
Fortress Federal Credit Union
4.39%APR
- Terms
- up to 66 months
- Up to
- 15.49% APR
2nd-lowest rate
Indiana Members Credit Union
4.49%APR
- Terms
- 36–84 months
- Up to
- 6.74% APR
Riverside Community FCU auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Riverside Community FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Rates
Rates based on credit performance, age of vehicle and terms of the loan. Rates are subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.49% | Model year 2025-2021 |
| up to 66 months | 4.49% | Model year 2025-2021 |
| up to 72 months | 4.49% | Model year 2025-2021 |
| up to 84 months | 5.75% | Model year 2025-2021 |
| up to 60 months | 6.49% | Model year 2020-2017 |
| up to 66 months | 6.59% | Model year 2020-2017 |
| up to 72 months | 6.79% | Model year 2020-2017 |
| up to 84 months | 7.39% | Model year 2020-2017 |
| up to 60 months | 6.79% | Model year 2016 |
| up to 66 months | 6.89% | Model year 2016 |
| up to 72 months | 7.39% | Model year 2016 |
| up to 78 months | 7.89% | Model year 2016 |
| up to 48 months | 7.39% | Model year 2015 |
| up to 60 months | 7.59% | Model year 2015 |
| up to 66 months | 7.79% | Model year 2015 |
| up to 72 months | 7.99% | Model year 2015 |
| up to 78 months | 8.59% | Model year 2015 |
| up to 48 months | 7.69% | Model year 2014 |
| up to 60 months | 7.99% | Model year 2014 |
| up to 72 months | 8.49% | Model year 2014 |
| up to 78 months | 9.09% | Model year 2014 |
| up to 48 months | 8.19% | Model year 2013 & Older |
| up to 60 months | 8.69% | Model year 2013 & Older |
| up to 72 months | 9.49% | Model year 2013 & Older |
Sources (1)
- riversidecommunityfcu.org/index.php/loan-rates · captured Oct 7, 2026
Who can join Riverside Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, goes to school, or worships in Grant County, Indiana.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships) and household members (persons living in the same residence maintaining a single economic unit) are eligible to join.
Cost to join
- A $5 deposit opens a share savings account to establish membership.
Membership information collected October 5, 2026.