Credit union · NCUA insured
RiverLand Federal Credit Union Credit Card Rates
Top CarrotRiverLand Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How RiverLand Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New Orleans, LA, where RiverLand Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
RiverLand Federal Credit Union
9.90%APR
- Up to
- —
Platinum
Lowest rate
Post Office Employees Credit Union
6.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
EPIC Federal Credit Union
6.99%APR
- Up to
- 18.00% APR
RiverLand Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where RiverLand Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic
Minimum credit limit $500. No collateral needed. Easier to qualify and rebuild credit. Rates and terms available for a limited time to qualifying borrowers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.25% | None | Revolving term. Minimum payment is $2.00 per $100 borrowed. Same low APR on all transactions. $0 balance transfer fee. $0 over-the-counter cash advance fee. $0 annual fee. |
Sources (2)
All captured Oct 5, 2026
Gold
Minimum credit limit $500. No collateral needed. Rates and terms available for a limited time to qualifying borrowers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.45% | None | Revolving term. Minimum payment is $2.00 per $100 borrowed. Same low APR on all transactions. $0 balance transfer fee. $0 over-the-counter cash advance fee. $0 annual fee. |
Sources (2)
All captured Oct 5, 2026
Platinum
Minimum credit limit $10,000. No collateral needed. Rates and terms available for a limited time to qualifying borrowers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Revolving term. Minimum payment is $2.00 per $100 borrowed. Same low APR on all transactions. $0 balance transfer fee. $0 over-the-counter cash advance fee. $0 annual fee. |
Sources (2)
All captured Oct 5, 2026
Secured
Minimum credit limit $500. Requires contributing funds to back the card. Easier to qualify and rebuild credit. Rates and terms available for a limited time to qualifying borrowers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.88% | None | Revolving term. Minimum payment is $2.00 per $100 borrowed. Same low APR on all transactions. $0 balance transfer fee. $0 over-the-counter cash advance fee. $0 annual fee. |
Sources (2)
All captured Oct 5, 2026
Who can join RiverLand Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligible through employment: individuals who are employed by, contract employees of, or retirees of one of RiverLand's Eligible Employer Groups.
Family and household
- Eligible through family/household: family members or household members of a current RiverLand member, including spouse, child, grandchild, great-grandchild, stepchild, parent, grandparent, great-grandparent, stepparent, sibling, stepsibling, adoptive relationship, and household member.
Membership information collected October 5, 2026.