Credit union · NCUA insured
RiverLand Federal Credit Union Auto Loan Rates
Top CarrotRiverLand Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 16, 2026.
How RiverLand Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New Orleans, LA, where RiverLand Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
RiverLand Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
Post Office Employees Credit Union
2.74%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Instep Credit Union
3.75%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
RiverLand Federal Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where RiverLand Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates as low as stated APR subject to borrower's credit history, repayment term, and collateral. Available for new, used, and refinanced vehicles (cars, trucks, SUVs). Refinancing excludes current RiverLand loans. No money down and no payments for 90 days available to qualifying borrowers. Up to 100% financing available. No application fees.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.50% | As low as rate subject to credit history, repayment term, and collateral. New, used, or refinanced. Excludes existing RiverLand loans. Minimum payment per $100 borrowed is $2.94. |
| up to 60 months | 4.50% | As low as rate subject to credit history, repayment term, and collateral. New, used, or refinanced. Excludes existing RiverLand loans. Minimum payment per $100 borrowed is $1.87. |
| up to 84 months | 5.50% | As low as rate subject to credit history, repayment term, and collateral. New, used, or refinanced. Excludes existing RiverLand loans. Minimum payment per $100 borrowed is $1.44. |
Sources (3)
All captured Oct 5, 2026
Who can join RiverLand Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligible through employment: individuals who are employed by, contract employees of, or retirees of one of RiverLand's Eligible Employer Groups.
Family and household
- Eligible through family/household: family members or household members of a current RiverLand member, including spouse, child, grandchild, great-grandchild, stepchild, parent, grandparent, great-grandparent, stepparent, sibling, stepsibling, adoptive relationship, and household member.
Membership information collected October 5, 2026.