Credit union · NCUA insured
EPIC Federal Credit Union Credit Card Rates
EPIC Federal Credit Union credit cards start at 6.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How EPIC Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New Orleans, LA, where EPIC Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
EPIC Federal Credit Union
6.99%APR
- Up to
- 18.00% APR
Visa Platinum
Lowest rate
Post Office Employees Credit Union
6.90%APR
- Up to
- 19.90% APR
3rd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
EPIC Federal Credit Union credit card score
96
Credit card score
Higher than 98% of U.S. banks and credit unions
- Purchase APRPurchase APR6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where EPIC Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Approval and rate are based on credit worthiness. Rates are subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.99%–18.00% | None | No Annual Fees, No Balance Transfer Fees, No Minimum Finance Charges, No Transaction Fees for Purchases, No Application Fee. |
Visa Platinum Rewards
Approval and rate are based on credit worthiness. Rates are subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | No Annual Fees, No Balance Transfer Fees, No Minimum Finance Charges, No Transaction Fees for Purchases, No Application Fee. |
Visa Platinum Student Card
Exclusively for our members 18 to 25 years of age to assist in establishing first-time credit. Approval and rate are based on credit worthiness. Rates are subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | First-year credit limit up to $250 without a co-signer; first-year credit limit up to $2,000 with a co-signer. No Annual Fees, No Balance Transfer Fees, No Minimum Finance Charges, No Transaction Fees for Purchases, No Application Fee. |
Visa Secured
Designed for members who want to build credit while securing their credit limit against their own funds. Approval and rate are based on credit worthiness. Rates are subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00% | None | Minimum credit limit $100. No Annual Fees, No Balance Transfer Fees, No Minimum Finance Charges, No Transaction Fees for Purchases, No Application Fee. |
Who can join EPIC Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Orleans Parish are eligible to join.
Employers and groups
- Employees and members of the original field of membership in the communications industry are eligible for membership.
- Employees and members of additional business partner companies are eligible for membership.
Family and household
- Family members of current members are eligible to join.
Cost to join
- A $5.00 share deposit is required to open a share savings account and maintain membership.
- A one-time membership fee of $5.00 is required upon joining.
Membership information collected October 5, 2026.