Credit union · NCUA insured
IRFCU CD Rates
IRFCU’s best CD rate is 4.58% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How IRFCU’s CD rates compare
Compared with banks and credit unions near New Orleans, LA, where IRFCU has the most branches. $10,000, best rate first.
This credit union’s best
IRFCU
4.58%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $226
Term Share Certificate
2nd-highest rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
3rd-highest rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 4.58%APY · 5 terms
Interest is calculated on an average daily method and paid at maturity. Choose to have interest added to balance, transferred to another IRFCU account, or paid by check.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.58% | $226 |
| 12 months | 4.32% | $432 |
| 18 months | 3.03% | $459 |
| 24 months | 3.29% | $669 |
| 36 months | 3.55% | $1,102 |
Who can join IRFCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.