Credit union · NCUA insured
Revity Credit Union Auto Loan Rates
Revity Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Revity Credit Union’s auto loan rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Revity Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Revity Credit Union
4.99%APR
- Terms
- 37–69 months
- Up to
- —
Auto Loans
Lowest rate
St. Louis Policemen's Credit Union
3.50%APR
- Terms
- —
- Up to
- 12.25% APR
2nd-lowest rate
First Missouri Credit Union
3.99%APR
- Terms
- —
- Up to
- —
Revity Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Revity Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates determined using Trans Union Auto Specific FICO 08 Score (higher score used if cosigner is required). Floor rate is 4.99%. Mileage over 150,000 adds 1% to rate not to exceed 18%. 0.25% rate discount for financing a new untitled hybrid vehicle ('go green' program, dealer invoice required; valid up to 36 months). 0.25% rate reduction if total amount financed is less than 80% of MSRP/NADA retail value (79 month max term). Up to 120% financing available for qualified buyers. First due date must not exceed 60 days from contract date.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | Model year 2019 & newer. Rate valid up to 36 months; no further discounts apply. |
| 37–69 months | 4.99% | Model year 2019 & newer. Terms greater than 66 months require loan amount of $15,000+ and mileage under 75,000 miles. |
| 70–79 months | 5.54% | Model year 2019 & newer. Terms greater than 66 months require loan amount of $15,000+ and mileage under 75,000 miles. |
| 80–84 months | 7.34% | Model year 2019 & newer. Available only with approval on loans $25,000+ and mileage less than 60,000 miles. |
| up to 69 months | 6.59% | Model years 2015 - 2018. Terms greater than 66 months require loan amount of $15,000+ and mileage under 75,000 miles. |
| 70–79 months | 7.64% | Model years 2015 - 2018. Terms greater than 66 months require loan amount of $15,000+ and mileage under 75,000 miles. |
| up to 66 months | 8.14% | Model years 2011 - 2014. |
| 67–72 months | 9.00% | Model years 2011 - 2014. Terms greater than 66 months require loan amount of $15,000+ and mileage under 75,000 miles. |
| up to 55 months | 8.69% | Model year 2010 & older. |
Who can join Revity Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located in the eligible Illinois counties qualify for membership.
- People who live, work, or go to school in Sangamon, Logan, Macon, Marion, Jefferson, Perry, Jackson, Williamson, Jersey, Macoupin, Montgomery, Madison, Bond, Clinton, St. Clair, Monroe, Washington and Randolph counties in Illinois are eligible for membership.
Employers and groups
- Retirees and their families from eligible groups qualify for membership.
- Members of approved employee groups are eligible to join.
Family and household
- Spouses, children, grandchildren, parents, brothers, and sisters of members are eligible for membership.
Membership information collected October 5, 2026.