Credit union · NCUA insured
First Missouri Credit Union Auto Loan Rates
First Missouri Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 16, 2026.
How First Missouri Credit Union’s auto loan rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where First Missouri Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Missouri Credit Union
3.99%APR
- Terms
- —
- Up to
- —
Vehicle Loans
Lowest rate
St. Louis Policemen's Credit Union
3.50%APR
- Terms
- —
- Up to
- 12.25% APR
3rd-lowest rate
FRB Federal Credit Union
4.29%APR
- Terms
- 49–60 months
- Up to
- —
First Missouri Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Missouri Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Fixed and variable rate options available for new and used vehicles without pre-payment penalties. Subject to creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | Fixed-Rate. Rates as low as, based on creditworthiness. |
| — | 6.08% | Variable-Rate. Rates as low as, based on creditworthiness. |
Who can join First Missouri Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.