Credit union · NCUA insured
Responders Emergency Services Credit Union Credit Card Rates
Top CarrotResponders Emergency Services Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Responders Emergency Services Credit Union’s credit card rates compare
Compared with banks and credit unions near Spokane, WA, where Responders Emergency Services Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Responders Emergency Services Credit Union
8.90%APR
RESCU VISA Platinum
Lowest rate
Cheney Federal Credit Union
7.25%APR
3rd-lowest rate
Canopy Credit Union
9.90%APR
Responders Emergency Services Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Responders Emergency Services Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
RESCU VISA Classic
Rate based on creditworthiness. Credit limit $500 to $10,000 depending on credit qualifications; limits greater than $10,000 may be approved by the RESCU Credit Committee. 1% cash back rewards program paid annually to cardholder's account (cash advances do not receive cash back).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Standard rate as low as 9.9% APR based on creditworthiness. Credit limit $500 to $10,000 (higher limits require Credit Committee approval). |
| Intro, 24 months | 3.99% | None | Promotional rate of 3.99% APR for 24 months on balance transfers made from 10/01/2026 to 12/01/2026; remaining balance migrates to standard APR applicable on account after promotional period. |
RESCU VISA Platinum
Rate based on creditworthiness, credit rating (FICO score), and credit union activity. Credit limit up to $10,000 depending on credit qualifications; limits greater than $10,000 may be approved by the RESCU Credit Committee. Minimum payment of 3% of outstanding balance or $20, whichever is greater. Air Mileage and Merchandise rewards (cash advances do not receive rewards).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Standard rate as low as 8.9% APR based on creditworthiness. Rate customized based on FICO score and credit union activity. Credit limit up to $10,000 (higher limits require Credit Committee approval). |
| Intro, 24 months | 3.99% | None | Promotional rate of 3.99% APR for 24 months on balance transfers made from 10/01/2026 to 12/01/2026; remaining balance migrates to standard APR applicable on account after promotional period. |
Who can join Responders Emergency Services Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Active, prior, or retired employees, certified/commissioned individuals, and support staff of Law Enforcement related agencies and organizations in Washington State and specified Idaho counties are eligible for membership.
- Active, prior, or retired employees, certified/commissioned individuals, and support staff of Firefighter related agencies and organizations in Washington State and specified Idaho counties are eligible for membership.
- Active, prior, or retired employees, certified/commissioned individuals, and support staff of Emergency Medical Services related agencies and organizations in Washington State and specified Idaho counties are eligible for membership.
Family and household
- Family members sponsored by a current RESCU member in good standing are eligible for membership.
Membership information collected October 4, 2026.