Credit union · NCUA insured
Canopy Credit Union Credit Card Rates
Canopy Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Canopy Credit Union’s credit card rates compare
Compared with banks and credit unions near Spokane, WA, where Canopy Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Canopy Credit Union
9.90%APR
Visa Rewards Card
Lowest rate
Cheney Federal Credit Union
7.25%APR
2nd-lowest rate
Responders Emergency Services Credit Union
8.90%APR
Canopy Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Canopy Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.75%–18.00% | None | Variable, as low as 10.75% APR*. Annual Percentage Rate may vary based on approved credit. Variable rates range from 10.75% APR to 18% APR. |
| Ongoing | 11.50%–18.00% | None | OAC. Annual Percentage Rate, may vary based on approved credit, up to 100% financing. The rates above are the lowest and highest possible rates available to qualified borrowers. Discounts do not apply to personal loans or visas. Other rates and terms are available. |
Visa Rewards Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Non-variable, as low as 9.90% APR*. Annual Percentage Rate may vary based on approved credit. |
| Ongoing | 9.90%–18.00% | None | OAC. Annual Percentage Rate, may vary based on approved credit, up to 100% financing. The rates above are the lowest and highest possible rates available to qualified borrowers. Discounts do not apply to personal loans or visas. Other rates and terms are available. |
Who can join Canopy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Spokane, Pend Oreille, or Stevens County, Washington are eligible to join.
Employers and groups
- Individuals who belong to a partner association in Spokane, Pend Oreille, or Stevens County, Washington are eligible to join.
Membership information collected October 4, 2026.