Bank · FDIC insured
Reliabank Credit Card Rates
Reliabank credit cards start at 16.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Reliabank’s credit card rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where Reliabank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Reliabank
16.74%APR
- Up to
- 22.74% APR
Visa Signature/World Mastercard
Lowest rate
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
2nd-lowest rate
Voyage Federal Credit Union
8.88%APR
- Up to
- 17.88% APR
Reliabank credit card score
61
Credit card score
Higher than 3% of U.S. banks and credit unions
- Purchase APRPurchase APR16.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Reliabank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Subject to credit approval. Issued by TCM Bank, N.A. Requires a complete credit card application submitted in branch, online, or by mail.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Introductory Annual Percentage Rate (APR) applies to purchases for the first 12 billing cycles after account opening. If a late or returned payment occurs during the introductory period, promotional APR may end early and standard APR will apply. |
| Ongoing | 17.74%–26.99% | None | Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, depending on creditworthiness. |
| Ongoing | 27.74%–28.24% | None | Cash Advance APR based on creditworthiness. Cash advance fee is $5 or 3%, whichever is greater. |
Sources (2)
All captured Oct 22, 2026
Platinum Edition
Subject to credit approval. Issued by TCM Bank, N.A. Requires a complete credit card application submitted in branch, online, or by mail.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 billing cycles after account opening on purchases. If a late or returned payment occurs during the intro period, promotional APR may end early and standard APR will apply. |
| Ongoing | 14.74%–24.74% | None | Standard variable purchase APR after introductory period, determined by Prime Rate (6.75%) plus a margin based on creditworthiness. |
| Ongoing | 24.74%–28.24% | None | Cash Advance APR based on creditworthiness. Cash advance fee is $5 or 3%, whichever is greater. |
Sources (2)
All captured Oct 22, 2026
Rewards Platinum
Subject to credit approval. Issued by TCM Bank, N.A. Requires a complete credit card application submitted in branch, online, or by mail.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Introductory Annual Percentage Rate (APR) applies to purchases for the first 12 billing cycles after account opening. If a late payment or returned payment occurs during the introductory period, the introductory APR may end early and standard APR will apply. |
| Ongoing | 16.74%–26.74% | None | Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, depending on creditworthiness. |
| Ongoing | 26.74%–28.24% | None | Cash Advance APR based on creditworthiness. Cash advance fee is $5 or 3%, whichever is greater. |
Sources (2)
All captured Oct 22, 2026
Visa Signature/World Mastercard
Subject to credit approval. Issued by TCM Bank, N.A. Requires a complete credit card application submitted in branch, online, or by mail.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Introductory Annual Percentage Rate (APR) applies to purchases for the first 12 billing cycles after account opening. If a late or returned payment occurs during the introductory period, promotional APR may end early and standard APR will apply. |
| Ongoing | 16.49%–22.49% | None | Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, depending on creditworthiness. |
| Ongoing | 25.49% | None | Cash Advance APR based on creditworthiness. Cash advance fee is $5 or 3%, whichever is greater. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.