Credit union · NCUA insured
Voyage Federal Credit Union Credit Card Rates
Top CarrotVoyage Federal Credit Union credit cards start at 8.88% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Voyage Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where Voyage Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Voyage Federal Credit Union
8.88%APR
- Up to
- 17.88% APR
Platinum
Lowest rate
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
3rd-lowest rate
Bluestone Federal Credit Union
9.75%APR
- Up to
- —
Voyage Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Voyage Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.88%–17.88% | None | No annual fees, balance transfer fees, or cash advance fees. Minimum monthly payment is 3% of balance. Rates based on creditworthiness. Applies as standard purchase APR. |
| Ongoing | 0.00% | None | Promotional Balance Transfer APR is 0.00% APR for 90 days from the date of each qualifying balance transfer made to an eligible Voyage Federal Credit Union consumer credit card beginning 10/1/26. After the 90-day promotional period expires, any remaining balance transfer amount will accrue interest at the card's standard purchase APR, currently 8.88%-17.88% APR. Balance transfer fee: $0 during the promotional period. No balance transfer fee applies after the promotional period. Business credit cards and accounts not in good standing are not eligible. Balance transfers are not eligible to earn uChoose Rewards points. |
Sources (3)
All captured Oct 22, 2026
Who can join Voyage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship, or attend school in rural districts in 25 counties across 4 states are eligible for membership.
Other ways
- Businesses and other legal entities located in rural districts in 25 counties across 4 states are eligible for membership.
Membership information collected October 4, 2026.