Bank · FDIC insured
Raritan State Bank Auto Loan Rates
Raritan State Bank auto loans start at 4.25% APR for a new vehicle and 4.80% for a used one. Rates checked October 16, 2026.
How Raritan State Bank’s auto loan rates compare
Compared with banks and credit unions near Galesburg, IL, where Raritan State Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Raritan State Bank
4.25%APR
- Terms
- up to 72 months
Truck Loan
2nd-lowest rate
United Equity Credit Union
4.50%APR
- Terms
- up to 60 months
3rd-lowest rate
IH Mississippi Valley Credit Union
4.89%APR
- Terms
- up to 60 months
Raritan State Bank auto loan score
89
Auto loan score
Higher than 88% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed4.80%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Raritan State Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Truck Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.25% | Age: NEW |
| up to 72 months | 4.80% | Age: 1 |
| up to 66 months | 5.25% | Age: 2 |
| up to 60 months | 5.75% | Age: 4 |
| up to 60 months | 6.25% | Age: 5 |
| up to 48 months | 6.75% | Age: 6 |
| up to 48 months | 7.25% | Age: 7 |
| up to 48 months | 7.75% | Age: 8 |
| up to 48 months | 8.25% | Age: 9 |
| up to 48 months | 9.05% | Age: 10+ |
Sources (1)
- raritanstatebank.com/loans/rates · captured Oct 6, 2026
Vehicle Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.25% | Age: NEW |
| up to 72 months | 4.80% | Age: 1 |
| up to 66 months | 5.25% | Age: 2 |
| up to 60 months | 5.75% | Age: 4 |
| up to 60 months | 6.25% | Age: 5 |
| up to 48 months | 6.75% | Age: 6 |
| up to 48 months | 7.25% | Age: 7 |
| up to 36 months | 7.75% | Age: 8 |
| up to 30 months | 8.25% | Age: 9 |
| up to 24 months | 9.05% | Age: 10+ |
Sources (2)
All captured Oct 6, 2026
Opening an account
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