Credit union · NCUA insured
Rally Credit Union Auto Loan Rates
Rally Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Rally Credit Union’s auto loan rates compare
Compared with banks and credit unions near Corpus Christi, TX, where Rally Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Rally Credit Union
5.24%APR
- Terms
- up to 84 months
- Up to
- 18.00% APR
Auto Loans
Lowest rate
NSPIRE FCU
3.75%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
STAR Financial Credit Union
3.79%APR
- Terms
- 36–84 months
- Up to
- 15.54% APR
Rally Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rally Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
All loans are subject to credit application, qualification and approval. Must qualify for membership upon approval. Rates are subject to change and are based on credit history, collateral and loan to value.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.24%–18.00% | Rates are based on credit history, collateral and loan to value. Subject to credit application, qualification and approval. Must qualify for membership upon approval. |
Sources (3)
All captured Oct 6, 2026
Who can join Rally Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Aransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces, or San Patricio counties in Texas.
Employers and groups
- Anyone across Texas is eligible for membership through a free partnership/membership with the Texas Consumer Council (TXCC).
Cost to join
- A deposit of at least $25.00 in cash or check must be maintained to remain a member of Rally.
Membership information collected October 5, 2026.