Credit union · NCUA insured
Public Service Credit Union Savings Rates
Public Service Credit Union’s best savings rate is 1.00% APY on $10,000, with its Powerhouse Money Market. Rates checked October 16, 2026.
How Public Service Credit Union’s savings rates compare
Compared with banks and credit unions near Wausau, WI, where Public Service Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Public Service Credit Union
1.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $100
Powerhouse Money Market
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Public Service Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.40%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Public Service Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Powerhouse Money Market
1.00%APY
Minimum $10,000.00 opening deposit. $5.00 monthly maintenance fee avoided through e-statement enrollment or for members age 60 and above. Up to 6 withdrawals or transfers per month without fees ($5.00 fee per excess withdrawal). Whole-balance tiered dividends computed daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. | 0.15% | — | Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. |
| $10,000 – $25,000Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. | 1.00% | $100 | Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. |
| $25,000 – $50,000Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. | 1.80% | — | Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. |
| $50,000 – $75,000Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. | 1.85% | — | Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. |
| $75,000 – $100,000Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. | 2.05% | — | Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. |
| $100,000 and upMonthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. | 2.40% | — | Monthly fee of $5.00 waived with e-statement enrollment or for members age 60 and above. |
Regular Shares
0.15%APY
Membership eligibility required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends pay quarterly. Minimum $25.00 balance and membership eligibility are required.$25 and up | 0.15% | $15 | Dividends pay quarterly. Minimum $25.00 balance and membership eligibility are required. |
Side Shares
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends pay quarterly. No minimum balance requirement.Any balance | 0.15% | $15 | Dividends pay quarterly. No minimum balance requirement. |
Special-purpose accounts
Holiday Club
0.15%APY
Funds automatically transfer to main account (regular shares or share draft, if available) on October 1st.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends pay on October 1st. Applies to balances $5,000.00 or less. Minimum $25.00 opening deposit; early withdrawals are subject to a $5.00 fee per withdrawal. | 1.00% | — | Dividends pay on October 1st. Applies to balances $5,000.00 or less. Minimum $25.00 opening deposit; early withdrawals are subject to a $5.00 fee per withdrawal. |
| Over $5,000Dividends pay on October 1st. Stated APY range is from 1.00% to 0.15% for balances more than $5,000.00. Minimum $25.00 opening deposit; early withdrawals subject to a $5.00 fee per withdrawal. | 0.15% | $15 | Dividends pay on October 1st. Stated APY range is from 1.00% to 0.15% for balances more than $5,000.00. Minimum $25.00 opening deposit; early withdrawals subject to a $5.00 fee per withdrawal. |
Summer Club
0.15%APY
Funds automatically transfer to Surge checking account on May 1st.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends pay on May 1st. Applies to balances $5,000.00 or less. Minimum $25.00 opening deposit; early withdrawals are subject to a $5.00 fee per withdrawal. | 1.00% | — | Dividends pay on May 1st. Applies to balances $5,000.00 or less. Minimum $25.00 opening deposit; early withdrawals are subject to a $5.00 fee per withdrawal. |
| Over $5,000Dividends pay on May 1st. Stated APY range is from 1.00% to 0.15% for balances more than $5,000.00. Minimum $25.00 opening deposit; early withdrawals subject to a $5.00 fee per withdrawal. | 0.15% | $15 | Dividends pay on May 1st. Stated APY range is from 1.00% to 0.15% for balances more than $5,000.00. Minimum $25.00 opening deposit; early withdrawals subject to a $5.00 fee per withdrawal. |
IRA Shares
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends pay quarterly.Any balance | 0.15% | $15 | Dividends pay quarterly. |
Sources (1)
- publicservicecu.org/rates · captured Sep 18, 2026
Who can join Public Service Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of WEC Energy Group, its subsidiaries and affiliates, residing in the State of Wisconsin are eligible for membership.
Family and household
- Immediate family members (including spouse, parents, siblings, children, stepparents, stepsiblings, stepchildren, grandparents, and grandchildren) of eligible employees may become members.
- Any other relative who resides in the same household as a credit union member qualifies for membership.
Cost to join
- A minimum deposit of $25.00 is required to open a Regular Shares savings account and establish membership.
Membership information collected October 5, 2026.