Credit union · NCUA insured
Public Service Credit Union Credit Card Rates
Public Service Credit Union credit cards start at 17.24% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Public Service Credit Union’s credit card rates compare
Compared with banks and credit unions near Wausau, WI, where Public Service Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Public Service Credit Union
17.24%APR
- Up to
- 28.24% APR
Consumer Zero+ Card
Lowest rate
CoVantage Credit Union
9.74%APR
- Up to
- —
2nd-lowest rate
Nicolet National Bank
11.90%APR
- Up to
- 23.90% APR
Public Service Credit Union credit card score
61
Credit card score
Higher than 3% of U.S. banks and credit unions
- Purchase APRPurchase APR17.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Public Service Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Zero+ Card
All loans subject to approval. Rates are subject to change at any time.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 24 months | 0.00% | None | The 0% introductory APR applies to purchases and is valid for the first 24 billing cycles. |
| Ongoing | 17.24%–28.24% | None | Thereafter, undiscounted variable APR for Purchases based on creditworthiness. Rate accurate as of 12/12/2025 (12-12-25). |
Sources (1)
- publicservicecu.org · captured Oct 5, 2026
Who can join Public Service Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of WEC Energy Group, its subsidiaries and affiliates, residing in the State of Wisconsin are eligible for membership.
Family and household
- Immediate family members (including spouse, parents, siblings, children, stepparents, stepsiblings, stepchildren, grandparents, and grandchildren) of eligible employees may become members.
- Any other relative who resides in the same household as a credit union member qualifies for membership.
Cost to join
- A minimum deposit of $25.00 is required to open a Regular Shares savings account and establish membership.
Membership information collected October 5, 2026.