Credit union · Privately insured
Postal Family Credit Union, Inc. Credit Card Rates
Postal Family Credit Union, Inc. credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Postal Family Credit Union, Inc.’s credit card rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Postal Family Credit Union, Inc. has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Postal Family Credit Union, Inc.
9.90%APR
- Up to
- —
Visa Gold
Lowest rate
Whitewater Community Credit Union
7.90%APR
- Up to
- 9.90% APR
2nd-lowest rate
Christian Family Credit Union
8.90%APR
- Up to
- —
Postal Family Credit Union, Inc. credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Postal Family Credit Union, Inc. ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa
Requires placing funds equal to the credit limit on hold in a Savings account as collateral. Subject to loan approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.96% | None | Requires funds equal to credit limit on hold in savings account as collateral. Rates vary by individual credit score and are subject to change. |
Visa Gold
Fixed rate. No annual fee, no balance transfer fee, and no penalty APR. Subject to loan approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate. No annual fee. No balance transfer fee. Rates vary by individual credit score and are subject to change. |
Who can join Postal Family Credit Union, Inc.
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.