Credit union · Privately insured
Postal Family Credit Union, Inc. Auto Loan Rates
Postal Family Credit Union, Inc. auto loans start at 5.49% APR for a new vehicle and 5.59% for a used one. Rates checked October 16, 2026.
How Postal Family Credit Union, Inc.’s auto loan rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Postal Family Credit Union, Inc. has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Postal Family Credit Union, Inc.
5.49%APR
- Terms
- up to 96 months
- Up to
- —
New Car or Truck
Lowest rate
Delta Community Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- 14.39% APR
2nd-lowest rate
Cincinnati Interagency Federal Credit Union
4.24%APR
- Terms
- —
- Up to
- —
Postal Family Credit Union, Inc. auto loan score
72
Auto loan score
Higher than 31% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Postal Family Credit Union, Inc. ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car or Truck
Financing terms up to 8 years for new vehicles. Finance up to 100% of vehicle's value, plus tax and title.
| Terms | APR | Conditions |
|---|---|---|
| up to 96 months | 5.49% | Rates vary by individual credit score and may vary by the term of loan, and are subject to change. |
New Motorcycle
We offer financing terms up to 8 years for new vehicles and motorcycles. You can finance up to 100% of the vehicle or motorcycle's value, plus tax and title.
| Terms | APR | Conditions |
|---|---|---|
| up to 96 months | 7.99% | Rates vary by individual credit score and may vary by the term of loan, and are subject to change. |
Payment Saver (Lease Alternative)
Available on new and used vehicles up to 5 years old. No down payment or security deposit. Smaller monthly payments with a final payment based on residual value agreed upon up front. Option to surrender vehicle at loan maturity.
| Terms | APR | Conditions |
|---|---|---|
| 24–72 months | 6.99% | Rates vary by individual credit score and may vary by the term of loan, and are subject to change. |
Used Car or Truck
Financing terms up to 6 years for used vehicles. Finance up to 100% of vehicle's value, plus tax and title.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.59% | Rates vary by individual credit score and may vary by the term of loan, and are subject to change. |
Used Motorcycle
We offer financing terms up to 6 years for used vehicles and motorcycles. You can finance up to 100% of the vehicle or motorcycle's value, plus tax and title.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 8.24% | Rates vary by individual credit score and may vary by the term of loan, and are subject to change. |
Who can join Postal Family Credit Union, Inc.
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