Credit union · NCUA insured
Point West Credit Union Credit Card Rates
Point West Credit Union credit cards start at 8.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Point West Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where Point West Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Point West Credit Union
8.95%APR
- Up to
- —
Platinum VISA Credit Card
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
3rd-lowest rate
IBEW and United Workers Federal Credit Union
9.49%APR
- Up to
- —
Point West Credit Union credit card score
89
Credit card score
Higher than 86% of U.S. banks and credit unions
- Purchase APRPurchase APR8.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Point West Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic VISA Credit Card
Current variable rate, on approved credit. Subject to credit approval. 25-day grace period. No international transaction fees. Minimum finance charge $0.00. Cash advance fee $0. Return payment fee $27.00. Late fee $27.00. Minimum payment 3% of balance up to $25.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Purchase APR 14.99% (variable). On approved credit. All loans subject to credit approval. 25-day grace period. |
Fresh Start VISA Credit Card
Designed for those establishing or recovering credit. $30 initial processing fee. Current variable rate, on approved credit. Subject to credit approval. No international transaction fees. Minimum finance charge $0.00. Cash advance fee $0. Return payment fee $27.00. Late fee $27.00. Minimum payment 3% of balance up to $25.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.90% | None | Purchase APR 17.90% (variable). Subject to credit approval. $30 initial processing fee. |
Platinum VISA Credit Card
Current variable rate, on approved credit. Subject to credit approval. 25-day grace period. No international transaction fees. Minimum finance charge $0.00. Cash advance fee $0. Return payment fee $27.00. Late fee $27.00. Minimum payment 3% of balance up to $25.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.95% | None | Purchase APR 8.95% (variable). On approved credit. All loans subject to credit approval. 25-day grace period. |
Share Secured VISA Credit Card
Requires share/savings collateral: for every dollar in savings, access to $0.80 in credit. Current variable rate, on approved credit. Subject to credit approval. No international transaction fees. Minimum finance charge $0.00. Cash advance fee $0. Return payment fee $27.00. Late fee $27.00. Minimum payment 3% of balance up to $25.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Purchase APR 14.99% (variable). Collateralized by savings ($0.80 credit per $1.00 savings). On approved credit. All loans subject to credit approval. |
Who can join Point West Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.