Credit union · NCUA insured
Point Breeze Credit Union Credit Card Rates
Point Breeze Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Point Breeze Credit Union’s credit card rates compare
Compared with banks and credit unions near Baltimore, MD, where Point Breeze Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Point Breeze Credit Union
12.75%APR
Point Breeze Visa Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
Point Breeze Credit Union credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Point Breeze Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Point Breeze Visa Credit Card
Credit qualifications and approval are required. Must be/become a Point Breeze Credit Union member (eligible if you work, worship, belong to, or volunteer for an organization within 20 miles of an office location, including immediate family). Rate applies to purchases, balance transfers, and cash advances. To avoid paying interest on purchases, pay entire balance by due date each month. Rate is based on individual credit history and is subject to change (floor rate).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | Rate shown is the lowest rate available (floor rate), based on individual credit history. Rate applies to purchases, balance transfers, and cash advances. Subject to change without notice. No annual fee. No cash advance fee when using your Point Breeze Visa Credit Card at a Point Breeze office or ATM. Pay entire balance by due date each month to avoid paying interest on purchases. |
Sources (3)
- pbcu.com/credit-card-landing
- pbcu.com/loans-credit/credit-cards/visa-credit-cards
- pbcu.com/resources/popular-requests/rates/loan-rates
All captured Oct 4, 2026
Who can join Point Breeze Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.