Credit union · Privately insured
Plus Credit Union CD Rates
Top CarrotPlus Credit Union’s best CD rate is 3.40% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How Plus Credit Union’s CD rates compare
Compared with banks and credit unions near Las Vegas, NV, where Plus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Plus Credit Union
3.40%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $340
Share Certificates
Top rate
Toyota Financial Savings Bank
5.25%APY
- Term
- 60 months
- Minimum
- $1
- Earns on $10,000
- $2,915
2nd-highest rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
Plus Credit Union CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.20%
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.85%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Plus Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.40%APY · 5 terms
Dividends are paid on average daily balance and may be deposited into the certificate or a separate savings account. Early withdrawals from term share certificates result in a penalty.
| Term | APY · $500 – $10,000 | APY · $10,000 – $90,000 | APY · $90,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsEarly withdrawal penalty applies | 3.20% | 3.20% | 3.20% | 3.20%3.20% $500–$10k3.20% from $90k | $79 |
| 6 monthsEarly withdrawal penalty applies | 3.20% | 3.20% | 3.20% | 3.20%3.20% $500–$10k3.20% from $90k | $159 |
| 12 monthsEarly withdrawal penalty applies | 3.40% | 3.40% | 3.40% | 3.40%3.40% $500–$10k3.40% from $90k | $340 |
| 24 monthsEarly withdrawal penalty applies | 2.70% | 2.75% | 2.80% | 2.75%2.70% $500–$10k2.80% from $90k | $558 |
| 36 monthsEarly withdrawal penalty applies | 2.80% | 2.85% | 2.90% | 2.85%2.80% $500–$10k2.90% from $90k | $879 |
Special-purpose accounts
IRA Accounts
Up to 3.15%APY · 3 terms
Early withdrawal penalty applies to term share accounts.
| Term | APY · $2,000 – $10,000 | APY · $10,000 – $90,000 | APY · $90,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 monthsEarly withdrawal penalty applies | 3.15% | 3.15% | 3.15% | 3.15%3.15% $2k–$10k3.15% from $90k | $315 |
| 24 monthsEarly withdrawal penalty applies | 2.60% | 2.65% | 2.70% | 2.65%2.60% $2k–$10k2.70% from $90k | $537 |
| 36 monthsEarly withdrawal penalty applies | 2.70% | 2.75% | 2.80% | 2.75%2.70% $2k–$10k2.80% from $90k | $848 |
Who can join Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Plus Credit Union are eligible for membership.
- Individuals qualify for membership if they belong to any of the listed Select Employer Groups (SEG Groups).
Family and household
- Family members of qualifying group members, existing credit union members, or Plus CU employees qualify for membership.
Membership information collected October 4, 2026.