Credit union · Privately insured
Plus Credit Union Savings Rates
Top CarrotPlus Credit Union’s best savings rate is 1.50% APY on $10,000, with its Money Market Plus Account. Rates checked October 22, 2026.
How Plus Credit Union’s savings rates compare
Compared with banks and credit unions near Las Vegas, NV, where Plus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Plus Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Money Market Plus Account
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Plus Credit Union savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Plus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Plus Account
1.50%APY
Higher interest rates are based on the average daily balance and a four-tiered system. If the account drops below minimum daily balance, there is a $7.50 service fee charged. You are allowed six (6) free withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 1.50% | — |
| $10,000 – $24,999 | 1.50% | $150 |
| $25,000 – $49,999 | 1.75% | — |
| $50,000 and up | 2.00% | — |
Sources (3)
All captured Sep 16, 2026
Regular Shares Savings Account
0.10%APY
Establishes membership and allows you to utilize all credit union services. There is a one-time $5.00 opening fee and a $5.00 minimum balance required to retain credit union membership. Dividends are paid monthly based on an average daily balance of $500.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $499 | 0.10% | — |
| $500 – $2,499 | 0.10% | — |
| $2,500 – $4,999 | 0.10% | — |
| $5,000 and up | 0.10% | $10 |
Sources (3)
All captured Sep 16, 2026
Special-purpose accounts
IRA / Roth IRA
1.55%APY
Invest your funds in an IRA Savings. We offer several accounts that will help you plan for the future: Traditional IRA, Roth IRA, Educational IRA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $9,999 | 1.43% | — |
| $10,000 – $24,999 | 1.55% | $155 |
| $25,000 – $49,999 | 1.65% | — |
| $50,000 and up | 1.75% | — |
Sources (3)
All captured Sep 16, 2026
Kids Plus Account
1.25%APY
A minimum $5.00 deposit is required to open a Kids Plus Account, which is for children under 18. This account is designed to encourage children to save, and dividends are paid monthly on the average daily balance. You are allowed one (1) free withdrawal per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 1.00% | — |
| $1,000 and up | 1.25% | $125 |
Sources (3)
All captured Sep 16, 2026
Holiday Club
0.50%APY
Open this account anytime during the year with a minimum of $5.00 and make deposits into it as often as you like. Dividends are paid monthly, and after September 30, the entire balance will be automatically transferred to your Regular Share Savings Account. You may withdraw funds only after this date without a dividend penalty. If funds are withdrawn before September 30, your Holiday Club Account funds will be transferred, and your account will close.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (3)
All captured Sep 16, 2026
Vacation Contractor Account
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $2,499 | 0.01% | — |
| $2,500 – $4,999 | 0.01% | — |
| $5,000 and up | 0.01% | $1 |
Sources (1)
- pluscu.org/rates · captured Sep 16, 2026
Who can join Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Plus Credit Union are eligible for membership.
- Individuals qualify for membership if they belong to any of the listed Select Employer Groups (SEG Groups).
Family and household
- Family members of qualifying group members, existing credit union members, or Plus CU employees qualify for membership.
Membership information collected October 4, 2026.