Credit union · Privately insured
Plus Credit Union Auto Loan Rates
Top CarrotPlus Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.
How Plus Credit Union’s auto loan rates compare
Compared with banks and credit unions near Las Vegas, NV, where Plus Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Plus Credit Union
4.75%APR
- Terms
- —
Vehicle Loans - New & Used
Lowest rate
Create Credit Union
4.24%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Plus Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Plus Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans - New & Used
Subject to credit approval. Actual rate received is based on credit qualifications. Preferred rate for those with higher scores. New loan money only; current Plus Credit Union auto loans are not eligible for refinancing. Rates and Fees are subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | Preferred rate for those with higher scores. All loans subject to credit approval. Actual rate received is based on credit qualifications. New loan money only; current Plus Credit Union auto loans are not eligible for refinancing. Variable rate information: the annual percentage rate may vary each calendar quarter based on the Prime Rate published in The Wall Street Journal. |
Sources (1)
- pluscu.org/loan-products · captured Oct 3, 2026
Who can join Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Plus Credit Union are eligible for membership.
- Individuals qualify for membership if they belong to any of the listed Select Employer Groups (SEG Groups).
Family and household
- Family members of qualifying group members, existing credit union members, or Plus CU employees qualify for membership.
Membership information collected October 4, 2026.