Credit union · Privately insured
Plus Credit Union Credit Card Rates
Top CarrotPlus Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Plus Credit Union’s credit card rates compare
Compared with banks and credit unions near Las Vegas, NV, where Plus Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Plus Credit Union
9.90%APR
- Up to
- —
Platinum
Lowest rate
Sierra Pacific Federal Credit Union
8.99%APR
- Up to
- 14.99% APR
2nd-lowest rate
Silver State Schools Credit Union
9.74%APR
- Up to
- —
Plus Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Plus Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
All loans subject to credit approval. Actual rate received is based on credit qualifications. Variable rate: annual percentage rate may vary each calendar quarter, based on the Prime Rate published in The Wall Street Journal. Rate change takes effect on next billing cycle date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Variable rate based on Prime Rate in The Wall Street Journal; rate may vary each calendar quarter. |
Sources (1)
- pluscu.org/rates · captured Oct 3, 2026
Visa Classic
All loans subject to credit approval. Actual rate received is based on credit qualifications. Variable rate: annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal plus 10% for Classic/Student/Teen Cardholders. Rate change will take effect on your next billing cycle date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.75% | None | Variable rate based on Prime Rate published in The Wall Street Journal plus 10%. Rate may vary each calendar quarter. Rate change will take effect on your next billing cycle date. |
Sources (1)
- pluscu.org/rates · captured Oct 3, 2026
Visa Gold
All loans subject to credit approval. Actual rate received is based on credit qualifications. Variable rate: annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal plus 8% for Gold Cardholders. Rate change will take effect on your next billing cycle date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75% | None | Variable rate based on Prime Rate published in The Wall Street Journal plus 8%. Rate may vary each calendar quarter. Rate change will take effect on your next billing cycle date. |
Sources (1)
- pluscu.org/rates · captured Oct 3, 2026
Visa Secured
All loans subject to credit approval. Actual rate received is based on credit qualifications. Variable rate: annual percentage rate may vary each calendar quarter, based on the Prime Rate published in The Wall Street Journal. Rate change takes effect on next billing cycle date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Variable rate based on Prime Rate in The Wall Street Journal; rate may vary each calendar quarter. |
Sources (1)
- pluscu.org/rates · captured Oct 3, 2026
Visa Student/Teen
All loans subject to credit approval. Actual rate received is based on credit qualifications. Variable rate: annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal plus 10% for Classic/Student/Teen Cardholders. Rate change will take effect on your next billing cycle date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.75% | None | Variable rate based on Prime Rate published in The Wall Street Journal plus 10%. Rate may vary each calendar quarter. Rate change will take effect on your next billing cycle date. |
Sources (1)
- pluscu.org/rates · captured Oct 3, 2026
Who can join Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Plus Credit Union are eligible for membership.
- Individuals qualify for membership if they belong to any of the listed Select Employer Groups (SEG Groups).
Family and household
- Family members of qualifying group members, existing credit union members, or Plus CU employees qualify for membership.
Membership information collected October 4, 2026.