Credit union · Privately insured
Create Credit Union Auto Loan Rates
Top CarrotCreate Credit Union auto loans start at 4.24% APR for a new vehicle and 4.24% for a used one. Rates checked October 22, 2026.
How Create Credit Union’s auto loan rates compare
Compared with banks and credit unions near Las Vegas, NV, where Create Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Create Credit Union
4.24%APR
- Terms
- —
- Discount
- None included
Auto Loans
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Discount
- None included
3rd-lowest rate
Credit Union 1
4.39%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Create Credit Union auto loan score
93
Auto loan score
Higher than 94% of U.S. banks and credit unions
- New vehicleNew4.24%
- Used vehicleUsed4.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Create Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available for passenger cars and light trucks. Pre-approval available before shopping. Up to 90 days of no payment available for well-qualified borrowers for a limited time; interest accrues during payment deferral period. Subject to credit approval and debt service/underwriter approval; co-borrowers accepted.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.24% | Rate as low as 4.24% APR. Up to 90 days of no payment for well-qualified borrowers on passenger cars and light trucks; interest accrues during payment deferral period. Subject to credit approval. |
Sources (3)
All captured Oct 7, 2026
Who can join Create Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Nevada residents can join by becoming a member of the Community Impact Fund (CIF), with free sign-up provided by the credit union.
Employers and groups
- Business owners or employees of a member business of the Henderson, NV Chamber of Commerce are eligible for membership.
- Full- or part-time employees and volunteers of any medical profession-related office or group in any county in Nevada are eligible for membership.
Military, government and schools
- Employees of any county or city in Nevada, as well as State of Nevada employees, are eligible for membership.
Family and household
- Anyone related to a current Create Credit Union member by blood, marriage, or adoption is eligible for membership.
Membership information collected October 4, 2026.