Credit union · NCUA insured
Pinal County FCU Credit Card Rates
Pinal County FCU credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Pinal County FCU’s credit card rates compare
Compared with banks and credit unions near Phoenix, AZ, where Pinal County FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Pinal County FCU
7.90%APR
- Up to
- 13.90% APR
Low Rate VISA®
2nd-lowest rate
AERO Financial
7.92%APR
- Up to
- 12.84% APR
3rd-lowest rate
Farmers Insurance Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
Pinal County FCU credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pinal County FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate VISA®
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90%–13.90% | None | APR for Purchases, Cash Advance and Balance Transfer. |
Sources (3)
All captured Oct 3, 2026
Rewards VISA®
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–15.90% | None | APR for Purchases, Cash Advance and Balance Transfer. |
Sources (3)
All captured Oct 3, 2026
Secured VISA®
Must be a PCFCU member for at least 90 days and must have the ability to deposit sufficient cash to secure the card by 120% of the approved credit limit. Credit limit $500 - $1,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | APR for Purchases, Cash Advance and Balance Transfer. |
Sources (3)
All captured Oct 3, 2026
Who can join Pinal County FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.