Credit union · NCUA insured
AERO Financial Credit Card Rates
Top CarrotAERO Financial credit cards start at 7.92% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How AERO Financial’s credit card rates compare
Compared with banks and credit unions near Phoenix, AZ, where AERO Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
AERO Financial
7.92%APR
- Up to
- 12.84% APR
Visa Platinum Point Rewards
Lowest rate
Pinal County FCU
7.90%APR
- Up to
- 13.90% APR
3rd-lowest rate
Farmers Insurance Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
AERO Financial credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.92%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where AERO Financial ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Cash Back Rewards
Rates depend on credit history, type of product and underwriting standards. No annual fees. Earn up to 1% cash back on every dollar spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.96%–14.88% | None | Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and underwriting standards. No annual fees. |
Sources (1)
- aerofinancial.com/credit-card · captured Oct 22, 2026
Visa Platinum Point Rewards
Rates depend on credit history, type of product and underwriting standards. No annual fees. Earn up to 1 point per dollar spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.92%–12.84% | None | Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and underwriting standards. No annual fees. |
Sources (1)
- aerofinancial.com/credit-card · captured Oct 22, 2026
Who can join AERO Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to everyone by joining partner non-profit organization Financial Fitness Association.
Employers and groups
- Employees of the flight and aerospace industry and related sponsors.
Cost to join
- Opening an account requires a $5 minimum deposit to join AERO Financial.
Membership information collected October 4, 2026.