Credit union · NCUA insured
Pillar Credit Union Auto Loan Rates
Pillar Credit Union auto loans start at 4.79% APR for a new vehicle and 4.79% for a used one. Rates checked October 16, 2026.
How Pillar Credit Union’s auto loan rates compare
Compared with banks and credit unions near Columbus, OH, where Pillar Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pillar Credit Union
4.79%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Auto Loans (2020 & Newer)
Lowest rate
Homeland Credit Union
4.19%APR
- Terms
- up to 66 months
- Up to
- 16.99% APR
- Discount
- None included
2nd-lowest rate
Abbott Laboratories Employees Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Pillar Credit Union auto loan score
86
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.79%
- Used vehicleUsed4.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pillar Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (2020 & Newer)
Must be a member to apply; all loans subject to approval. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.79% | Rate as low as 4.79% APR for 2020 & newer vehicles. Rate based on creditworthiness and term of loan. |
Sources (4)
All captured Oct 7, 2026
Who can join Pillar Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Marion, Morrow, Richland, Crawford, Wyandot, or Hancock County, Ohio.
Employers and groups
- Eligibility is open to individuals who work for one of Pillar Credit Union's Select Employee Groups.
Family and household
- Eligibility is open to immediate family members of current members who have an active account.
Cost to join
- Opening a Savings Membership Account requires a minimum share deposit of at least $5.
Membership information collected October 5, 2026.