Credit union · NCUA insured
People Driven Credit Union Credit Card Rates
Top CarrotPeople Driven Credit Union credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How People Driven Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where People Driven Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
People Driven Credit Union
13.00%APR
Visa Rewards Driven Credit Card
Lowest rate
Construction Federal Credit Union
6.87%APR
2nd-lowest rate
Polish-American FCU
6.90%APR
People Driven Credit Union credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where People Driven Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Rewards Driven Credit Card
Membership required ($5 deposit into Membership Share Savings Account). Minimum payment is 3% of balance ($30 minimum). Everyday spending with revolving credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.99% | None | Introductory rate of 3.99% APR for the first 6 months. Minimum payment is 3% of balance ($30 minimum). |
| Ongoing | 13.00% | None | Term rate as low as 13.00% APR. Minimum payment is 3% of balance ($30 minimum). |
Sources (1)
- peopledrivencu.org/loans/loan-rates · captured Oct 16, 2026
Visa Rewards Driven Share Secured Credit Card
Membership required ($5 deposit into Membership Share Savings Account). Backed by refundable deposit in a PDCU savings account (typically $200-$500 or more) that sets the credit limit. Funds held as collateral. Deposit is refunded when account is closed in good standing or upgraded. Minimum payment is 3% of balance ($30 minimum).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.25% | None | Introductory rate of 5.25% APR for the first 6 months. Minimum payment is 3% of balance ($30 minimum). No annual fee. |
| Ongoing | 5.25% | None | Ongoing term rate as low as 5.25% APR. Minimum payment is 3% of balance ($30 minimum). No annual fee. |
Sources (1)
- peopledrivencu.org/loans/loan-rates · captured Oct 16, 2026
Who can join People Driven Credit Union
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