Credit union · NCUA insured
Penn East Federal Credit Union Credit Card Rates
Penn East Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Penn East Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Scranton, PA, where Penn East Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Penn East Federal Credit Union
9.99%APR
Platinum Credit Card
Lowest rate
Choice One Community Credit Union
8.90%APR
2nd-lowest rate
Corner Post
8.90%APR
Penn East Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Penn East Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Credit Card
Membership is open to those who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Rates as low as 9.99% APR. No annual fee, no cash advance fee, no balance transfer fee. |
Who can join Penn East Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Lackawanna, Luzerne, Wayne, or Wyoming counties in Pennsylvania are eligible for membership.
Membership information collected October 5, 2026.